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People First Bank · Term deposit · 14 terms
LiveTerm Deposit
The People First Bank Term Deposit pays up to 5.35% p.a. as of 18 September 2026, over a 7-month term, 3rd of 547 6-month deposits tracked by BankMate. It is offered over 14 terms from 3 months to 5 years, with interest paid annually or monthly or quarterly. Its rates last changed on 16 September 2026.
5.35%p.a. · 7 months
interest annually or monthly or quarterly; from $0
Rates over time
Best rate per term- RBA cash rate
- Market average · 12-month deposits
- 3 months
- 6 months
- 9 months
- 1 year
- 2 years
- 3 years
- 5 years
- 4 years
Changes
4 changes since 9 Apr 2026- Term Deposit · 9 terms up 0.10+0.10
- 3-month 3.90 → 4.00
- 4-month 4.75 → 4.85
- 5-month 3.90 → 4.00
- 6-month 4.90 → 5.00
- 7-month 5.25 → 5.35
- 8-month 4.40 → 4.50
- 9-month 5.00 → 5.10
- 10-month 4.40 → 4.50
- 11-month 4.40 → 4.50
- Term Deposit · 3 terms moved in both directionsmixed
- 7-month 4.50 → 5.35
- 12-month 5.25 → 5.20
- 12-month 5.13 → 5.08
- Term Deposit · 4 terms moved in both directionsmixed
- 7-month 4.40 → 5.25
- 7-month 4.50 → 5.35
- 12-month 5.35 → 5.20
- 12-month 5.25 → 5.10
- Term Deposit · 2 terms up 0.1023 days after the RBA rise to 4.35%+0.10
- 12-month 5.25 → 5.35
- 12-month 5.15 → 5.25
Rates by term
Ranked within each term- 3 months
- 4.85% · #50 of 369 3-month deposits
- 6 months
- 5.35% · #3 of 547 6-month deposits
- 9 months
- 5.10% · #49 of 500 9-month deposits
- 1 year
- 5.20% · #97 of 590 12-month deposits
- 2 years
- 4.75% · #156 of 394 24-month deposits
- 3 years
- 4.75% · #75 of 345 36-month deposits
- 5 years
- 4.75% · #36 of 152 60-month deposits
- 4 years
- 4.75% · #51 of 157 48-month deposits
Deposit
- Minimum deposit
- $0
- Maximum deposit
- No cap published
Interest
- Paid
- Annually or Monthly or Quarterly
- Compounding
- monthly
Early withdrawal
- Before maturity
- Allowed · If you need to withdraw your Term Deposit before it matures you may need to give us 31 days notice.
About this product
Let us help you reach your investment goals sooner with a high interest term deposit.