As of 18 September 2026, the P&N Fixed Home Loan Inv P&I LVR>80's 2-year fixed investor P&I variant has a comparison rate of 6.52% (6.49% advertised), ranking 12th of 45 2-year fixed investor P&I loans. The product comes in 5 variants; the others are investor and other fixed terms.
6.52%comparison rate p.a.
6.49% advertised · 2yr Fixed · P&I · Investor · 80.01–95% LVR
4 other variants: investor and other fixed terms below.
Rate over time
Comparison rate · 2yr Fixed · P&I · Investor · 80.01–95% LVR- Fixed Home Loan Inv P&I LVR>80 · 2yr Fixed · P&I · Investor
- RBA cash rate
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- 1yr Fixed · P&I · Investor · 80.01–95% LVR
- 6.52% comparison · 6.52% advertised
- 2yr Fixed · P&I · Investor · 80.01–95% LVR
- 6.52% comparison · 6.49% advertised
- 3yr Fixed · P&I · Investor · 80.01–95% LVR
- 6.63% comparison · 6.89% advertised
- 4yr Fixed · P&I · Investor · 80.01–95% LVR
- 6.74% comparison · 7.09% advertised
- 5yr Fixed · P&I · Investor · 80.01–95% LVR
- 6.78% comparison · 7.09% advertised
Fees
Headline variant- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $395
- Valuation fee
- None
Features
Headline variant- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
Eligibility
- Minimum loan
- $20,000
- Maximum loan
- $5,000,000
About this product
The P&N Bank Fixed Rate Home Loan offers you the peace of mind of a fixed interest rate for one to five years, while still allowing extra repayments of up to $25,000 during the fixed term.