As of 18 September 2026, the P&N Investor Offset P&I LVR<70's variable investor P&I variant has a comparison rate of 6.35% (6.32% advertised), ranking 11th of 81 variable investor P&I loans.
6.35%comparison rate p.a.
6.32% advertised · Variable · P&I · Investor · ≤70% LVR
Rate over time
Comparison rate · Variable · P&I · Investor · ≤70% LVR- Investor Offset P&I LVR<70 · Variable · P&I · Investor
- RBA cash rate
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- Variable · P&I · Investor · ≤70% LVR
- 6.35% comparison · 6.32% advertised
Fees
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $395
- Valuation fee
- None
- Redraw fee
- None
Features
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
Eligibility
- Minimum loan
- $20,000
- Maximum loan
- $5,000,000
About this product
P&N Bank's Investor Offset home loan is a variable home loan suitable for investors, with 100% offset account, no monthly fee and no application fees.