As of 18 September 2026, the P&N Reverse Mortgage Home Loan's variable owner-occupier interest-only variant has a comparison rate of 9.03% (9.00% advertised), ranking 53rd of 68 variable owner-occupier interest-only loans.
9.03%comparison rate p.a.
9.00% advertised · Variable · Interest Only · Owner-occupier
Rate over time
Comparison rate · Variable · Interest Only · Owner-occupier- Reverse Mortgage Home Loan · Variable · Interest Only · Owner-occupier
- RBA cash rate
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- Variable · Interest Only · Owner-occupier
- 9.03% comparison · 9.00% advertised
Fees
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $395
- Valuation fee
- None
- Redraw fee
- None
Features
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
Eligibility
- Minimum loan
- $10,000
- Maximum loan
- $300,000
About this product
A reverse mortgage allows you to draw upon the equity in your home to fund living expenses, health expenses or to simply live a more comfortable retirement.