As of 18 September 2026, the RACQ Bank 1 Year Fixed Home Loan Investment's 1-year fixed investor P&I variant has a comparison rate of 7.07% (6.89% advertised), ranking 25th of 43 1-year fixed investor P&I loans. The product comes in 2 variants; the other is investor and other LVR bands.
7.07%comparison rate p.a.
6.89% advertised · 1yr Fixed · P&I · Investor · ≤90% LVR
1 other variant: investor and other LVR bands below.
Rate over time
Comparison rate · 1yr Fixed · P&I · Investor · ≤90% LVR- 1 Year Fixed Home Loan Investment · 1yr Fixed · P&I · Investor
- RBA cash rate
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- 1yr Fixed · P&I · Investor · ≤90% LVR
- 7.07% comparison · 6.89% advertised
- 1yr Fixed · P&I · Investor · 90–90% LVR
- 7.12% comparison · 7.39% advertised
Fees
Headline variant- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $300
Features
Headline variant- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
Eligibility
- Minimum loan
- $20,000
About this product
Our fixed rate home loans provide security of fixed repayments and allows for additional repayments up to $10,000 per annum.