As of 18 September 2026, the RACQ Bank Fair Dinkum Investment Home Loan's variable investor P&I variant has a comparison rate of 6.34% (6.34% advertised), ranking 8th of 81 variable investor P&I loans. The product comes in 5 variants; the others are investor and other LVR bands.
6.34%comparison rate p.a.
6.34% advertised · Variable · P&I · Investor · ≤60% LVR
4 other variants: investor and other LVR bands below.
Rate over time
Comparison rate · Variable · P&I · Investor · ≤60% LVR- Fair Dinkum Investment Home Loan · Variable · P&I · Investor
- RBA cash rate
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- Variable · P&I · Investor · ≤60% LVR
- 6.34% comparison · 6.34% advertised
- Variable · P&I · Investor · 60–70% LVR
- 6.44% comparison · 6.44% advertised
- Variable · P&I · Investor · 70–80% LVR
- 6.49% comparison · 6.49% advertised
- Variable · P&I · Investor · 80–90% LVR
- 6.64% comparison · 6.64% advertised
- Variable · P&I · Investor · 90–90% LVR
- 6.84% comparison · 6.84% advertised
Fees
Headline variant- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $300
Features
Headline variant- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
Eligibility
- Minimum loan
- $20,000
About this product
Our Fair Dinkum Investment Home Loan is a basic home loan with a lower variable rate, no ongoing fees and unlimited additional repayments without the extras like a redraw facility and offset account.