As of 18 September 2026, the RACQ Bank Mortgage Breaker Investment's variable investor P&I variant has a comparison rate of 6.58% (6.54% advertised), ranking 33rd of 81 variable investor P&I loans. The product comes in 6 variants; the others are investor and other LVR bands.
6.58%comparison rate p.a.
6.54% advertised · Variable · P&I · Investor · ≤60% LVR
5 other variants: investor and other LVR bands below.
Rate over time
Comparison rate · Variable · P&I · Investor · ≤60% LVR- Mortgage Breaker Investment · Variable · P&I · Investor
- RBA cash rate
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- Variable · P&I · Investor · ≤60% LVR
- 6.58% comparison · 6.54% advertised
- Variable · P&I · Investor · ≤90% LVR
- 9.34% comparison · 9.29% advertised
- Variable · P&I · Investor · 60–70% LVR
- 6.68% comparison · 6.64% advertised
- Variable · P&I · Investor · 70–80% LVR
- 6.73% comparison · 6.69% advertised
- Variable · P&I · Investor · 80–90% LVR
- 6.88% comparison · 6.84% advertised
- Variable · P&I · Investor · 90–90% LVR
- 7.08% comparison · 7.04% advertised
Fees
Headline variant- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $300
Features
Headline variant- Offset account
- Yes
- Redraw
- No
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
Eligibility
- Minimum loan
- $20,000
About this product
Our Mortgage Breaker Investor principal and interest variable home loan gives you the flexibility to make unlimited additional repayments. You can also save on interest while having access to your money with our 100% offset account.