As of 18 September 2026, the ubank Neat - INV Variable IO's variable investor interest-only variant has a comparison rate of 6.30% (6.40% advertised), ranking 4th of 80 variable investor interest-only loans. The product comes in 3 variants; the others are investor, interest-only and other LVR bands.
6.30%comparison rate p.a.
6.40% advertised · Variable · Interest Only · Investor · ≤60% LVR
2 other variants: investor, interest-only and other LVR bands below.
Rate over time
Comparison rate · Variable · Interest Only · Investor · ≤60% LVR- Neat - INV Variable IO · Variable · Interest Only · Investor
- RBA cash rate
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- Variable · Interest Only · Investor · ≤60% LVR
- 6.30% comparison · 6.40% advertised
- Variable · Interest Only · Investor · 60–70% LVR
- 6.35% comparison · 6.44% advertised
- Variable · Interest Only · Investor · 70–80% LVR
- 6.40% comparison · 6.49% advertised
Fees
Headline variant- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $300
- Redraw fee
- None
Features
Headline variant- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
Eligibility
- Minimum loan
- $80,000
- Maximum loan
- $5,000,000
About this product
A low variable rate home loan with no ongoing annual fees. Great if you don't need an offset account (investment, interest only loan).