Lender profile · Home loans
Liveubank home loans
ubank also offers savings accounts · Provider overview →
As of 18 September 2026, ubank has 11 home loan products in 61 variants tracked by BankMate. Its lowest comparison rate for an owner-occupier paying principal and interest on a variable loan is 6.16% (Neat - OO Variable P&I), ranking 16th of 107 variable owner-occupier P&I loans and sitting 0.60 points below the market average of 6.76%.
- Lowest comparison rate
- 6.16%
- Neat - OO Variable P&I
- Market rank
- #16
- of 107 variable owner-occupier P&I loans
- Products
- 11
- 61 variants
- Last change
- —
- None recorded yet
Rates over time
Comparison rate of each product's headline variantWhat changed
No changes recorded for ubank's home loans since tracking began on 12 September 2026.
Home loans
Headline variant: owner-occupier · P&I · ≤80% LVR · comparison rateVariable · 7
Variable · P&I · Owner-occupier · 70–80% LVR · redraw · no ongoing fee · 5 variants
6.16%#16 of 107comparison · 6.14% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $300
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
Variable · P&I · Investor · ≤60% LVR · redraw · no ongoing fee · 5 variants
6.21%#2 of 81comparison · 6.19% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $300
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
Variable · Interest Only · Investor · ≤60% LVR · redraw · no ongoing fee · 3 variants
6.30%#4 of 80comparison · 6.40% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $300
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
Variable · P&I · Owner-occupier · 70–80% LVR · offset account · redraw · 5 variants
6.38%#45 of 107comparison · 6.14% advertised
- Application fee
- None
- Ongoing fee
- $21 a month
- Discharge fee
- $300
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
Variable · P&I · Investor · ≤60% LVR · offset account · redraw · 5 variants
6.43%#19 of 81comparison · 6.19% advertised
- Application fee
- None
- Ongoing fee
- $21 a month
- Discharge fee
- $300
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
Variable · Interest Only · Owner-occupier · ≤60% LVR · offset account · redraw · 3 variants
6.44%#13 of 68comparison · 6.40% advertised
- Application fee
- None
- Ongoing fee
- $21 a month
- Discharge fee
- $300
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
Variable · Interest Only · Investor · ≤60% LVR · offset account · redraw · 3 variants
6.50%#14 of 80comparison · 6.40% advertised
- Application fee
- None
- Ongoing fee
- $21 a month
- Discharge fee
- $300
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
Fixed · 4
1yr Fixed · P&I · Owner-occupier · ≤80% LVR · redraw · 12 variants
1y 6.37%2y 6.42%3y 6.47%5y 6.62%6.37%#14 of 49comparison · 6.49% advertised
- Application fee
- None
- Ongoing fee
- $21 a month
- Discharge fee
- $300
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
1yr Fixed · Interest Only · Owner-occupier · ≤80% LVR · redraw · 4 variants
6.38%#10 of 30comparison · 6.59% advertised
- Application fee
- None
- Ongoing fee
- $21 a month
- Discharge fee
- $300
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
1yr Fixed · P&I · Investor · ≤80% LVR · redraw · 12 variants
6.47%#6 of 43comparison · 6.54% advertised
- Application fee
- None
- Ongoing fee
- $21 a month
- Discharge fee
- $300
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
1yr Fixed · Interest Only · Investor · ≤80% LVR · redraw · 4 variants
6.47%#5 of 44comparison · 6.64% advertised
- Application fee
- None
- Ongoing fee
- $21 a month
- Discharge fee
- $300
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
Investor, interest-only and other LVR-band variants sit behind each product; ranks are within the variant's own cohort. Compare all home loans · Home loan report
Notes on ubank home loans
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