ubank everyday accounts

1 everyday account. Bank fees a year overseas · among accounts open to adults.

  • Spend account

    No monthly fee · No fee overseas · ATM overseas: no bank fee

    $0=1st of 46

    a year in bank fees overseas

    Bank fees a year overseas
    $0
    Fee on a purchase in another currency
    No fee
    Overseas ATM, the bank’s own fee
    No bank fee
    Exchange rate
    Visa's rate, with no ubank fee
    Monthly fee
    None
    Card
    Not stated
    Phone and watch payments
    Apple Pay, Google Pay, Samsung Pay, Garmin Pay
    PayID
    Yes
    Open to
    16 and over
    Government guarantee
    Up to $250,000, as a bank

    This is the bank’s own fee. The ATM’s owner may charge its own fee on top, which banks don’t publish, so it isn’t counted.

Compare all 86 everyday accounts

No changes recorded for ubank's everyday accounts since tracking began on 14 October 2026.

Notes on ubank everyday accounts

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As of 23 October 2026, ubank offers one everyday account tracked by BankMate. On a year of $5,000 spent in other currencies, four $300 withdrawals at overseas ATMs and $2,000 paid in each month, it costs $0 a year in bank fees, one of eight accounts that cost nothing among everyday accounts open to adults. Fees were last confirmed from its Open Banking feed on 23 Oct 2026. From the provider's Consumer Data Right feed, refreshed nightly.