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ubank

As of 18 September 2026, ubank has 12 products across two of the 8 pillars BankMate tracks: 1 savings account and 11 home loans. Its highest-placed product is Neat - OO Variable P&I at 6.16% comparison rate, 16th of 107 variable owner-occupier P&I loans. Its rates last moved on 13 May 2026.

Savings accounts· 1Home loans· 11
Pillars
2 of 8
No credit cards, term deposits, personal loans…
Products tracked
12
1 savings account · 11 home loans
Highest placed
#16
Neat - OO Variable P&I · of 107 variable owner-occupier P&I loans
Last change
13 May 2026
2 changes on record

What changed

2 changes across 1 pillar since 1 Mar 2026
  1. Savings accountsSave account 4.85 → 5.10Bonus rate 4.85% → 5.10% · 7 days after the RBA rise to 4.35%
    +0.25
  2. Savings accountsSave account 4.60 → 4.85Bonus rate 4.60% → 4.85% · 7 days after the RBA rise to 4.10%
    +0.25

Savings accounts · 1

Total rate, conditions met · ranked among 94 accounts

Full savings accounts record for ubank →

Total rate is base plus bonus, assuming every monthly condition is met. Full savings history for ubank · Compare all savings accounts

Home loans · 11

Headline variant: owner-occupier · P&I · ≤80% LVR · comparison rate

Variable · 7

Show 2 more
  • Flex - Variable OO IO

    Variable · Interest Only · Owner-occupier · ≤60% LVR · offset account · redraw · 3 variants

    6.44%#13 of 68
  • Flex - Variable INV IO

    Variable · Interest Only · Investor · ≤60% LVR · offset account · redraw · 3 variants

    6.50%#14 of 80

Fixed · 4

  • Flex - Fixed OO P&I

    1yr Fixed · P&I · Owner-occupier · ≤80% LVR · redraw · 12 variants

    1y 6.37%2y 6.42%3y 6.47%5y 6.62%
    6.37%#14 of 49
  • Flex - Fixed OO IO

    1yr Fixed · Interest Only · Owner-occupier · ≤80% LVR · redraw · 4 variants

    6.38%#10 of 30
  • Flex - Fixed INV P&I

    1yr Fixed · P&I · Investor · ≤80% LVR · redraw · 12 variants

    6.47%#6 of 43
  • Flex - Fixed INV IO

    1yr Fixed · Interest Only · Investor · ≤80% LVR · redraw · 4 variants

    6.47%#5 of 44

Full home loans record for ubank →

Investor, interest-only and other LVR-band variants sit behind each product; ranks are within the variant's own cohort. Compare all home loans · Home loan report

ubank has no credit cards, term deposits, personal loans, superannuation, share trading or crypto exchange that BankMate tracks. It is not part of a larger group on our register.

Notes on ubank

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