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Cairns bank · Personal loan · Secured · Variable
LivePersonal Loan - Secured (residential)
As of 18 September 2026, the Cairns bank Personal Loan - Secured (residential) has a comparison rate of 8.21% (from 7.34% advertised), ranking 26th of 48 secured loans tracked by BankMate. It is a secured variable-rate loan for car loan with fees of $200 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
8.21%comparison rate p.a.
from 7.34% advertised · Secured · variable · car loan
Fees: $200 application.
Rate over time
Comparison rate · lenders publish the lowest rate in their range- Personal Loan - Secured (residential)
- RBA cash rate
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates
- Advertised rate
- from 7.34% p.a.
- Comparison rate
- 8.21% p.a.
- Rate type
- Variable
Fees
- Application fee
- $200
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Late payment fee
- $25
Loan terms
- Loan amount
- From $3,000
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- No
- Flexible repayment frequency
- No
Eligibility
- Minimum age
- 18
About this product
You can use a Cairns Bank secured personal loan for almost anything, including home improvements, the holiday of a lifetime or a car for your children!