Cairns bank · Personal loan · Unsecured · Variable
LivePersonal Loan - Unsecured
As of 18 September 2026, the Cairns bank Personal Loan - Unsecured has a comparison rate of 12.59% (from 9.50% advertised), ranking 176th of 212 unsecured loans tracked by BankMate and sitting 4.54 points below the unsecured market average of 17.13%. It is an unsecured variable-rate loan for car loan with fees of $200 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
from 9.50% advertised · Unsecured · variable · car loan
Fees: $200 application.
Rate over time
Comparison rate · lenders publish the lowest rate in their range- Personal Loan - Unsecured
- RBA cash rate
- Unsecured average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates
- Advertised rate
- from 9.50% p.a.
- Comparison rate
- 12.59% p.a.
- Rate type
- Variable
Fees
- Application fee
- $200
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Late payment fee
- $25
Loan terms
- Loan amount
- $3,000 – $25,000
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- No
- Flexible repayment frequency
- No
Eligibility
- Minimum age
- 18
About this product
You can use a Cairns Bank unsecured personal loan for almost anything, including home improvements, the holiday of a lifetime or a car for your children!