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Northern Inland Credit Union Limited · Personal loan · Unsecured · Fixed

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Green Loan

As of 18 September 2026, the Northern Inland Credit Union Limited Green Loan has a comparison rate of 6.49% (from 6.49% advertised), ranking 15th of 212 unsecured loans tracked by BankMate and sitting 10.64 points below the unsecured market average of 17.13%. It is an unsecured fixed-rate loan for home improvement with fees of no fees. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.

6.49%comparison rate p.a.

from 6.49% advertised · Unsecured · fixed · home improvement

No application, monthly or annual fee.

Rate over time

Comparison rate · lenders publish the lowest rate in their range
  • Green Loan
  • RBA cash rate
  • Unsecured average
5.0010.0015.00Today6.49% p.a. today

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates

Advertised rate
from 6.49% p.a.
Comparison rate
6.49% p.a.
Rate type
Fixed

Fees

Application fee
None
Monthly fee
None
Annual fee
None
Early repayment fee
None
Late payment fee
$15

Loan terms

Loan amount
$5,000 – $25,000
Loan term
1 year to 1 year
Extra repayments
Yes
Early payout
Yes
Redraw
Yes
Flexible repayment frequency
Yes

Eligibility

Minimum age
18
Residency
Australian residents only

About this product

Make sustainable upgrades sooner with our award-winning Green Loan - a fixed rate, unsecured loan for eligible home improvements to your principal residence.

Compare all personal loans