Personal loan · Unsecured · Fixed
Personal Loan Unsecured
15.58%comparison rate p.a.
from 12.49% advertised · Unsecured · fixed · any purpose
79th of 84 unsecured loans
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees: $200 application · $8/mo.
- Advertised rate
- from 12.49% p.a.
- Application fee
- $200
- Loan amount
- $5,000 – $50,000
- Minimum age
- 18
- Comparison rate
- 15.58% p.a.
- Monthly fee
- $8
- Advertised rate
- from 12.49% p.a.
- Comparison rate
- 15.58% p.a.
- Rate type
- Fixed
- Application fee
- $200
- Monthly fee
- $8
- Annual fee
- None
- Early repayment fee
- None
- Late payment fee
- $15
- Loan amount
- $5,000 – $50,000
- Loan term
- 1 year to 5 years
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- Yes
- Minimum age
- 18
- Residency
- Australian residents only
- Personal Loan Unsecured
- RBA cash rate
- Unsecured average
No changes recorded for this product since tracking began on 12 September 2026.
Achieve your personal goals with an unsecured fixed loan for up to 5 years - consolidate debts, home renovations, dream holiday or investment venture, education, wedding or household goods.
Also from Northern Inland Credit Union Limited: Brand New Vehicle Loan 8.30% · Used Vehicle Loan 10.32%
As of 2 November 2026, the Northern Inland Credit Union Limited Personal Loan Unsecured has a comparison rate of 15.58% (from 12.49% advertised), ranking 79th of 84 unsecured loans tracked by BankMate and sitting 4.94 points above the unsecured market average of 10.64%. It is an unsecured fixed-rate loan for any purpose with fees of $200 application · $8 a month. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. From the provider's Consumer Data Right feed, refreshed nightly.