Personal loan · Secured · Fixed
Used Vehicle Loan
10.32%comparison rate p.a.
from 9.49% advertised · Secured · fixed · car loan
86th of 98 secured loans
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees: $200 application · $8/mo.
- Advertised rate
- from 9.49% p.a.
- Application fee
- $200
- Loan amount
- $5,000 – $100,000
- Minimum age
- 18
- Comparison rate
- 10.32% p.a.
- Monthly fee
- $8
- Advertised rate
- from 9.49% p.a.
- Comparison rate
- 10.32% p.a.
- Rate type
- Fixed
- Application fee
- $200
- Monthly fee
- $8
- Annual fee
- None
- Early repayment fee
- None
- Late payment fee
- $15
- Loan amount
- $5,000 – $100,000
- Loan term
- 1 year to 5 years
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- Yes
- Minimum age
- 18
- Residency
- Australian residents only
- Used Vehicle Loan
- RBA cash rate
No changes recorded for this product since tracking began on 12 September 2026.
A fixed personal loan, taken over 1 to 5 years depending on your circumstances. Secured by a vehicle up to 10 years old.
Also from Northern Inland Credit Union Limited: Brand New Vehicle Loan 8.30% · Personal Loan Unsecured 15.58%
As of 2 November 2026, the Northern Inland Credit Union Limited Used Vehicle Loan has a comparison rate of 10.32% (from 9.49% advertised), ranking 86th of 98 secured loans tracked by BankMate. It is a secured fixed-rate loan for car loan with fees of $200 application · $8 a month. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. From the provider's Consumer Data Right feed, refreshed nightly.