Used Vehicle Loan

As of 18 September 2026, the Northern Inland Credit Union Limited Used Vehicle Loan has a comparison rate of 10.32% (from 9.49% advertised), ranking 44th of 48 secured loans tracked by BankMate. It is a secured fixed-rate loan for car loan with fees of $200 application · $8 a month. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.

10.32%comparison rate p.a.

from 9.49% advertised · Secured · fixed · car loan

Fees: $200 application · $8/mo.

Go to Northern Inland Credit Union Limited

Rate over time

Comparison rate · lenders publish the lowest rate in their range

Used Vehicle Loan
RBA cash rate

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates

Advertised rate: from 9.49% p.a.
Comparison rate: 10.32% p.a.
Rate type: Fixed

Fees

Application fee: $200
Monthly fee: $8
Annual fee: None
Early repayment fee: None
Late payment fee: $15

Loan terms

Loan amount: $5,000 – $100,000
Loan term: 1 year to 1 year
Extra repayments: Yes
Early payout: Yes
Redraw: Yes
Flexible repayment frequency: Yes

Eligibility

Minimum age: 18
Residency: Australian residents only

About this product

A fixed personal loan, taken over 1 to 5 years depending on your circumstances. Secured by a vehicle up to 10 years old.

Compare all personal loans