As of 18 September 2026, the UniBank All Purpose Personal Loan has a comparison rate of 12.14% (from 11.99% advertised), ranking 168th of 212 unsecured loans tracked by BankMate and sitting 4.99 points below the unsecured market average of 17.13%. It is an unsecured variable-rate loan for any purpose with fees of $150 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
12.14%comparison rate p.a.
from 11.99% advertised · Unsecured · variable · any purpose
Fees: $150 application.
Rate over time
Comparison rate · lenders publish the lowest rate in their range- All Purpose Personal Loan
- RBA cash rate
- Unsecured average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates
- Advertised rate
- from 11.99% p.a.
- Comparison rate
- 12.14% p.a.
- Rate type
- Variable
Fees
- Application fee
- $150
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
Loan terms
- Loan amount
- $4,000 – $80,000
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- Yes
Eligibility
- Minimum age
- 18
About this product
Pay for your holiday, wedding or get your debt (up to $50K) under control with a personal loan.