As of 18 September 2026, the UniBank Fixed Rate Car Loan has a comparison rate of 6.40% (from 6.19% advertised), ranking 10th of 212 unsecured loans tracked by BankMate and sitting 10.73 points below the unsecured market average of 17.13%. It is an unsecured fixed-rate loan for car loan with fees of $150 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
6.40%comparison rate p.a.
from 6.19% advertised · Unsecured · fixed · car loan
Fees: $150 application.
Rate over time
Comparison rate · lenders publish the lowest rate in their range- Fixed Rate Car Loan
- RBA cash rate
- Unsecured average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates
- Advertised rate
- from 6.19% p.a.
- Comparison rate
- 6.40% p.a.
- Rate type
- Fixed
Fees
- Application fee
- $150
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
Loan terms
- Loan amount
- $10,000 – $80,000
- Loan term
- 3 years to 6 years
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- No
- Flexible repayment frequency
- Yes
Eligibility
- Minimum age
- 18
About this product
With our Fixed Rate Car Loan you can borrow as little as $10,000 for a new or used vehicle up to 10 years old.