Provider
LiveUniBank
As of 18 September 2026, UniBank has 8 products across three of the 8 pillars BankMate tracks: 2 savings accounts, 2 term deposits and 4 personal loans. Its highest-placed product is Fixed Rate Car Loan at 6.40% comparison rate, 10th of 212 unsecured loans. Its rates last moved on 2 June 2026.
- Pillars
- 3 of 8
- No credit cards, home loans, superannuation…
- Products tracked
- 8
- 2 savings accounts · 2 term deposits · 4 personal loans
- Highest placed
- #10
- Fixed Rate Car Loan · of 212 unsecured loans
- Last change
- 2 June 2026
- 4 changes on record
What changed
4 changes across 2 pillars since 27 Mar 2026- Savings accounts2 accounts up 0.2527 days after the RBA rise to 4.35%+0.25
- Starter Saver account 5.00 → 5.25
- MOMENTUM SAVER 4.85 → 5.10
- Term depositsTerm Deposit for Customers · 8 terms up 0.20 to 0.40The day of the RBA rise to 4.35%mixed
- Term depositsTerm Deposit · 8 terms up 0.20 to 0.40The day of the RBA rise to 4.35%mixed
- Savings accountsMOMENTUM SAVER 4.60 → 4.85Bonus rate 4.50% → 4.75% · 14 days after the RBA rise to 4.10%+0.25
Savings accounts · 2
Total rate, conditions met · ranked among 94 accountsBalance must grow · bonus up to $50k
5.25%#17 of 944.25% base + 1.00% bonus
- Balance growth
- $1/month
- Balance range
- $0 - $50,000
- Age
- Up to 29 years
$100 deposit a month · no withdrawals · bonus up to $250k
5.10%#33 of 940.10% base + 5.00% bonus
- Monthly deposits
- $100/month
- Withdrawals
- Not allowed
- Balance range
- $0 - $250,000
Full savings accounts record for UniBank →
Total rate is base plus bonus, assuming every monthly condition is met. Full savings history for UniBank · Compare all savings accounts
Term deposits · 2
Best rate per product, by term · ranked within each terminterest at maturity or annually or quarterly · from $1,000 · 17 terms
3 mo 4.80%6 mo 4.60%9 mo 5.00%1 yr 5.25%2 yr 4.00%3 yr 4.00%17 mo 4.00%18 mo 4.00%5.25%#45 of 59013 months
- 3 months
- 4.80% · #62 of 369
- 6 months
- 4.60% · #199 of 547
- 9 months
- 5.00% · #77 of 500
- 1 year
- 5.25% · #45 of 590
- 2 years
- 4.00% · #269 of 394
- 3 years
- 4.00% · #177 of 345
- 17 months
- 4.00% · #26 of 60
- 18 months
- 4.00% · #54 of 122
- Minimum deposit
- $1,000
- Maximum deposit
- $9,999,999
- Interest paid
- At maturity or Annually or Quarterly
- Early withdrawal
- Not allowed
interest at maturity or annually or quarterly · from $1,000 · 17 terms
3 mo 4.80%6 mo 4.60%9 mo 5.00%1 yr 5.25%2 yr 4.00%3 yr 4.00%17 mo 4.00%18 mo 4.00%5.25%#45 of 59013 months
- 3 months
- 4.80% · #62 of 369
- 6 months
- 4.60% · #199 of 547
- 9 months
- 5.00% · #77 of 500
- 1 year
- 5.25% · #45 of 590
- 2 years
- 4.00% · #269 of 394
- 3 years
- 4.00% · #177 of 345
- 17 months
- 4.00% · #26 of 60
- 18 months
- 4.00% · #54 of 122
- Minimum deposit
- $1,000
- Maximum deposit
- $9,999,999
- Interest paid
- At maturity or Annually or Quarterly
- Early withdrawal
- Not allowed
Full term deposits record for UniBank →
Rank compares deposits within the same headline term, as the Term deposit report does. Compare all term deposits
Personal loans · 4
Comparison rate · ranked within unsecured or secured loansUnsecured · fixed · car loan · $150 application
6.40%#10 of 212comparison · from 6.19% advertised
- Advertised rate
- from 6.19% p.a.
- Comparison rate
- 6.40% p.a.
- Rate type
- Fixed
- Application fee
- $150
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $10,000 – $80,000
- Loan term
- 3 years to 6 years
Unsecured · fixed · any purpose · $150 application
7.20%#42 of 212comparison · from 6.99% advertised
- Advertised rate
- from 6.99% p.a.
- Comparison rate
- 7.20% p.a.
- Rate type
- Fixed
- Application fee
- $150
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $4,000 – $80,000
- Loan term
- 2 years to 6 years
Unsecured · variable · car loan · $150 application
10.21%#134 of 212comparison · from 9.99% advertised
- Advertised rate
- from 9.99% p.a.
- Comparison rate
- 10.21% p.a.
- Rate type
- Variable
- Application fee
- $150
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $5,000 – $80,000
- Extra repayments
- Yes
Unsecured · variable · any purpose · $150 application
12.14%#168 of 212comparison · from 11.99% advertised
- Advertised rate
- from 11.99% p.a.
- Comparison rate
- 12.14% p.a.
- Rate type
- Variable
- Application fee
- $150
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $4,000 – $80,000
- Extra repayments
- Yes
Full personal loans record for UniBank →
Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Compare all personal loans · Personal loan report
UniBank has no credit cards, home loans, superannuation, share trading or crypto exchange that BankMate tracks. It is not part of a larger group on our register.
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