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Unity Bank · Personal loan · Unsecured · Variable

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Green Upgrades Loan (with mortgage)

As of 18 September 2026, the Unity Bank Green Upgrades Loan (with mortgage) has a comparison rate of 5.55% (from 5.55% advertised), ranking 1st of 212 unsecured loans tracked by BankMate and sitting 11.58 points below the unsecured market average of 17.13%. It is an unsecured variable-rate loan for any purpose with fees of no fees. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.

5.55%comparison rate p.a.

from 5.55% advertised · Unsecured · variable · any purpose

No application, monthly or annual fee.

Go to Unity Bank

Rate over time

Comparison rate · lenders publish the lowest rate in their range
  • Green Upgrades Loan (with mortgage)
  • RBA cash rate
  • Unsecured average
5.0010.0015.00Today5.55% p.a. today

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates

Advertised rate
from 5.55% p.a.
Comparison rate
5.55% p.a.
Rate type
Variable

Fees

Application fee
None
Monthly fee
None
Annual fee
None
Early repayment fee
None
Late payment fee
$15

Loan terms

Loan amount
From $50,000
Extra repayments
Yes
Early payout
Yes
Redraw
Yes
Flexible repayment frequency
Yes

Eligibility

Minimum age
18
Residency
Australian residents only

About this product

A personal loan to help members transition to more affordable and sustainable living

Compare all personal loans