Lender profile · Personal loans
LiveUnity Bank personal loans
Unity Bank also offers savings accounts, home loans and term deposits · Provider overview →
As of 18 September 2026, Unity Bank has 11 personal loans tracked by BankMate. Its lowest comparison rate is 5.55% on the Green Upgrades Loan (with mortgage) (unsecured · variable · any purpose), ranking 1st of 212 unsecured loans and sitting 11.58 points below the unsecured market average of 17.13%. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
- Lowest comparison rate
- 5.55%
- Green Upgrades Loan (with mortgage)
- Market rank
- #1
- of 212 unsecured loans
- Loans
- 11
- 11 unsecured · 0 secured
- Last change
- —
- None recorded yet
Rates over time
Comparison rate · lenders publish the lowest rate in their range- RBA cash rate
- Unsecured average
- Green Upgrades Loan (with mortgage)
- Green Upgrades Loan
- Green Car Loan
- Community Support Loan
- Diamond Fair Rate Personal Loan Variable P&I
- Fixed Rate Car Loan P&I <5Y
- Emerald Fair Rate Personal Loan Variable P&I
- Fixed Rate Car Loan P&I >5Y
- Sapphire Fair Rate Personal Loan Variable P&I
- Ruby Fair Rate Personal Loan Variable P&I
- Opal Fair Rate Personal Loan Variable P&I
What changed
No changes recorded for Unity Bank's personal loans since tracking began on 12 September 2026.
Personal loans
Comparison rate · ranked within unsecured or secured loansUnsecured · variable · any purpose · no fees
5.55%#1 of 212comparison · from 5.55% advertised
- Advertised rate
- from 5.55% p.a.
- Comparison rate
- 5.55% p.a.
- Rate type
- Variable
- Application fee
- None
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- From $50,000
- Extra repayments
- Yes
- Green Upgrades LoanFee-free
Unsecured · variable · any purpose · no fees
6.05%#5 of 212comparison · from 6.05% advertised
- Advertised rate
- from 6.05% p.a.
- Comparison rate
- 6.05% p.a.
- Rate type
- Variable
- Application fee
- None
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- Up to $50,000
- Extra repayments
- Yes
- Green Car LoanFee-free
Unsecured · fixed · car loan · no fees
6.49%#15 of 212comparison · from 6.49% advertised
- Advertised rate
- from 6.49% p.a.
- Comparison rate
- 6.49% p.a.
- Rate type
- Fixed
- Application fee
- None
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- Up to $150,000
- Loan term
- 1 year to 1 year
Unsecured · variable · any purpose · $2/mo
6.65%#21 of 212comparison · from 5.60% advertised
- Advertised rate
- from 5.60% p.a.
- Comparison rate
- 6.65% p.a.
- Rate type
- Variable
- Application fee
- None
- Monthly fee
- $2
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- Up to $10,000
- Extra repayments
- Yes
Unsecured · variable · debt consolidation · $150 application · $2/mo
8.00%#68 of 212comparison · from 7.99% advertised
- Advertised rate
- from 7.99% p.a.
- Comparison rate
- 8.00% p.a.
- Rate type
- Variable
- Application fee
- $150
- Monthly fee
- $2
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $1,000 – $90,000
- Extra repayments
- Yes
Unsecured · fixed · car loan · $200 application · $2/mo
8.01%#70 of 212comparison · from 7.99% advertised
- Advertised rate
- from 7.99% p.a.
- Comparison rate
- 8.01% p.a.
- Rate type
- Fixed
- Application fee
- $200
- Monthly fee
- $2
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $1,000 – $150,000
- Loan term
- 2 years to 2 years
Unsecured · variable · debt consolidation · $150 application · $2/mo
10.00%#125 of 212comparison · from 9.99% advertised
- Advertised rate
- from 9.99% p.a.
- Comparison rate
- 10.00% p.a.
- Rate type
- Variable
- Application fee
- $150
- Monthly fee
- $2
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $1,000 – $90,000
- Extra repayments
- Yes
Unsecured · fixed · car loan · $200 application · $2/mo
10.01%#127 of 212comparison · from 9.99% advertised
- Advertised rate
- from 9.99% p.a.
- Comparison rate
- 10.01% p.a.
- Rate type
- Fixed
- Application fee
- $200
- Monthly fee
- $2
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $1,000 – $150,000
- Loan term
- 2 years to 2 years
Unsecured · variable · debt consolidation · $150 application · $2/mo
11.00%#149 of 212comparison · from 10.99% advertised
- Advertised rate
- from 10.99% p.a.
- Comparison rate
- 11.00% p.a.
- Rate type
- Variable
- Application fee
- $150
- Monthly fee
- $2
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $1,000 – $90,000
- Extra repayments
- Yes
Unsecured · variable · debt consolidation · $150 application · $2/mo
13.01%#182 of 212comparison · from 12.99% advertised
- Advertised rate
- from 12.99% p.a.
- Comparison rate
- 13.01% p.a.
- Rate type
- Variable
- Application fee
- $150
- Monthly fee
- $2
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $1,000 – $90,000
- Extra repayments
- Yes
Unsecured · variable · debt consolidation · $150 application · $2/mo
17.01%#205 of 212comparison · from 16.99% advertised
- Advertised rate
- from 16.99% p.a.
- Comparison rate
- 17.01% p.a.
- Rate type
- Variable
- Application fee
- $150
- Monthly fee
- $2
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $1,000 – $90,000
- Extra repayments
- Yes
Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Compare all personal loans · Personal loan report
Notes on Unity Bank personal loans
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