Personal loan · Unsecured · Variable
Diamond Fair Rate Personal Loan Varibale P&I
8.00%comparison rate p.a.
from 7.99% advertised · Unsecured · variable · any purpose
14th of 84 unsecured loans
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees: $150 application.
- Advertised rate
- from 7.99% p.a.
- Application fee
- $150
- Loan amount
- $1,000 – $90,000
- Minimum age
- 18
- Comparison rate
- 8.00% p.a.
- Monthly fee
- None
- Advertised rate
- from 7.99% p.a.
- Comparison rate
- 8.00% p.a.
- Rate type
- Variable
- Application fee
- $150
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Late payment fee
- $15
- Loan amount
- $1,000 – $90,000
- Loan term
- 1 year to 7 years
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- Yes
- Minimum age
- 18
- Residency
- Australian residents only
- Diamond Fair Rate Personal Loan Varibale P&I
- RBA cash rate
- Unsecured average
No changes recorded for this product since tracking began on 12 September 2026.
Our Fair Rate Personal Loan can help to fund or partially fund holidays and travel, renovations, wedding plans and debt consolidation. The rate is guided by your credit worthiness and borrowing histor
Also from Unity Bank: Fixed Rate Car Loan P&I <5Y 8.01% · Fixed Rate Car Loan P&I >5Y 10.01%
As of 2 November 2026, the Unity Bank Diamond Fair Rate Personal Loan Varibale P&I has a comparison rate of 8.00% (from 7.99% advertised), ranking 14th of 84 unsecured loans tracked by BankMate and sitting 2.64 points below the unsecured market average of 10.64%. It is an unsecured variable-rate loan for any purpose with fees of $150 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. From the provider's Consumer Data Right feed, refreshed nightly.