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Unity Bank savings accounts

As of 17 September 2026, Unity Bank has two savings accounts tracked by BankMate. Its Bonus Saver Account pays 4.60% p.a. total, which ranks 69th of 93 accounts and sits 0.26 points below the market average of 4.86%. Its rates last changed on 8 June 2026.

Top rate
4.60%
Bonus Saver Account
Market rank
#69
of 93 accounts
Market average
4.86%
−0.26 for the top rate
Last change
8 June 2026
7 changes on record

Rates over time

Total rate, conditions met
  • RBA cash rate
  • Market average
4.004.505.00MarMayJulToday4.60Bonus Saver Acc…4.50MoneyMAX

What changed

7 changes since 1 Mar 2026
  1. MoneyMAX 4.25 → 4.5033 days after the RBA rise to 4.35%
    +0.25
  2. MoneyMAX 4.50 → 4.25
    −0.25
  3. MoneyMAX 4.25 → 4.5029 days after the RBA rise to 4.35%
    +0.25
  4. Bonus Saver Account 4.40 → 4.6027 days after the RBA rise to 4.35%
    +0.20
  5. MoneyMAX 4.00 → 4.2515 days after the RBA rise to 4.10%
    +0.25
  6. MoneyMAX 3.80 → 4.0027 days after the RBA rise to 3.85%
    +0.20
Show 1 earlier date
  1. MoneyMAX 4.00 → 3.80
    −0.20

Accounts

Ranked by total rate

Bonus rate with monthly conditions · 1

  • 🏘️

    $100 deposit a month · no withdrawals · bonus up to $250k

    4.60%#69 of 93

Rate for everyone, no monthly conditions · 1

  • 🏘️

    Bonus up to $250k

    4.50%#74 of 93

Total rate is base plus bonus, assuming every monthly condition is met. Rank is among the 93 savings accounts BankMate tracks. Compare all accounts

Notes from savers

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