Unity Bank credit cards

Unity Bank has one credit card that BankMate tracks.

Qantas Frequent Flyer · Credit card

Platinum Visa Credit Card

30,000points

≈ $240 in value · −$59 after the $299 first-year fee

64th of 66 bonus cards

Spend $5,000 on eligible purchases within 90 days of approval and keep the card open for at least 90 days.

Annual fee
$299
Rewards program
Qantas Frequent Flyer
Purchase rate
19.99% p.a.
Complimentary travel insurance
No
Minimum credit limit
$6,000
Additional cardholder
Free

Annual fee
$299
Additional cardholder
Free
Foreign transaction fee
3%
Late payment fee
$15

Rewards program
Qantas Frequent Flyer
Base earn rate
1 Qantas Frequent Flyer pts per $
Travel spend
1 pts per $

Purchase rate
19.99% p.a.
Cash advance rate
21.99% p.a.
Interest-free days
Up to 50

Complimentary travel insurance
No
Purchase protection
No
Concierge
Yes
Network
Visa

Minimum credit limit
$6,000
Maximum credit limit
$75,000

  • Platinum Visa Credit Card
30kSepOctToday30kpoints today

October 20261 change

  1. 26Mon
    • Earn rates restated
      —

September 20261 change

  1. 25Fri
    • Earn rates restated
      —

Premium credit card including Qantas Points on eligible purchases and access to concierge services wherever you are in the world

Notes on Unity Bank credit cards

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As of 9 November 2026, Unity Bank has one credit card tracked by BankMate, carrying a sign-up bonus. The Platinum Visa Credit Card's 30,000 pts are worth about $240, or −$59 after its $299 first-year fee, which ranks 64th of 66 bonus cards. Its cards last changed on 26 October 2026. From the provider's Consumer Data Right feed, refreshed nightly.