Personal loan · Secured · Fixed
Fixed Rate Car Loan P&I >5Y
10.01%comparison rate p.a.
from 9.99% advertised · Secured · fixed · car loan
84th of 98 secured loans
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees: $200 application.
- Advertised rate
- from 9.99% p.a.
- Application fee
- $200
- Loan amount
- $1,000 – $150,000
- Minimum age
- 18
- Comparison rate
- 10.01% p.a.
- Monthly fee
- None
- Advertised rate
- from 9.99% p.a.
- Comparison rate
- 10.01% p.a.
- Rate type
- Fixed
- Application fee
- $200
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Late payment fee
- $15
- Loan amount
- $1,000 – $150,000
- Loan term
- 1 year to 7 years
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- Yes
- Minimum age
- 18
- Residency
- Australian residents only
- Fixed Rate Car Loan P&I >5Y
- RBA cash rate
No changes recorded for this product since tracking began on 12 September 2026.
Drive away your dream car without breaking the budget with our Fixed Rate Car Loan. Borrow up to $150,000 for a used car over 5 years old, and lock in a fixed interest rate for up to 7 years.
Also from Unity Bank: Diamond Fair Rate Personal Loan Varibale P&I 8.00% · Fixed Rate Car Loan P&I <5Y 8.01%
As of 2 November 2026, the Unity Bank Fixed Rate Car Loan P&I >5Y has a comparison rate of 10.01% (from 9.99% advertised), ranking 84th of 98 secured loans tracked by BankMate. It is a secured fixed-rate loan for car loan with fees of $200 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. From the provider's Consumer Data Right feed, refreshed nightly.