As of 18 September 2026, the Westpac Flexi Loan has a advertised rate of 18.99%, ranking 210th of 212 unsecured loans tracked by BankMate and sitting 1.86 points above the unsecured market average of 17.13%. It is an unsecured variable-rate loan for any purpose with fees of $150 application · $12 a month. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
18.99%advertised rate p.a.
Unsecured · variable · any purpose
Fees: $150 application · $12/mo.
Rate over time
Advertised rate · lenders publish the lowest rate in their range- Flexi Loan
- RBA cash rate
- Unsecured average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates
- Advertised rate
- from 18.99% p.a.
- Comparison rate
- Not published
- Rate type
- Variable
Fees
- Application fee
- $150
- Monthly fee
- $12
- Annual fee
- None
- Early repayment fee
- None
- Late payment fee
- $15
Loan terms
- Loan amount
- $4,000 – $50,000
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- No
Eligibility
- Minimum age
- 18
About this product
Big plans? Sudden bills? Apply once to get up to $50,000. Keep interest low by drawing only what you need, when you need it.