As of 18 September 2026, the Westpac Unsecured Personal Loan has a comparison rate of 8.69% (from 7.29% advertised), ranking 100th of 212 unsecured loans tracked by BankMate and sitting 8.44 points below the unsecured market average of 17.13%. It is an unsecured fixed-rate loan for any purpose with fees of $250 application · $15 a month. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
8.69%comparison rate p.a.
from 7.29% advertised · Unsecured · fixed · any purpose
Fees: $250 application · $15/mo.
Rate over time
Comparison rate · lenders publish the lowest rate in their range- Unsecured Personal Loan
- RBA cash rate
- Unsecured average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates
- Advertised rate
- from 7.29% p.a.
- Comparison rate
- 8.69% p.a.
- Rate type
- Fixed
Fees
- Application fee
- $250
- Monthly fee
- $15
- Annual fee
- None
- Early repayment fee
- $175
- Late payment fee
- $15
Loan terms
- Loan amount
- $4,000 – $70,000
- Loan term
- 1 year to 7 years
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- No
- Flexible repayment frequency
- Yes
Eligibility
- Minimum age
- 18
About this product
Whether consolidating your debt or renovating your home, our Unsecured Personal Loan could help. See what personalised rate you could get.