Personal loan · Unsecured · Fixed
Unsecured Personal Loan
8.69%comparison rate p.a.
from 7.29% advertised · Unsecured · fixed · any purpose
27th of 84 unsecured loans
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees: $250 application · $15/mo.
- Advertised rate
- from 7.29% p.a.
- Application fee
- $250
- Loan amount
- $4,000 – $70,000
- Minimum age
- 18
- Comparison rate
- 8.69% p.a.
- Monthly fee
- $15
Often compared with: ANZ
- Advertised rate
- from 7.29% p.a.
- Comparison rate
- 8.69% p.a.
- Rate type
- Fixed
- Application fee
- $250
- Monthly fee
- $15
- Annual fee
- None
- Early repayment fee
- $175
- Late payment fee
- $15
- Loan amount
- $4,000 – $70,000
- Loan term
- 1 year to 7 years
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- No
- Flexible repayment frequency
- Yes
- Minimum age
- 18
- Residency
- Australian residents only
- Unsecured Personal Loan
- RBA cash rate
- Unsecured average
No changes recorded for this product since tracking began on 12 September 2026.
Whether consolidating your debt or renovating your home, our Unsecured Personal Loan could help. See what personalised rate you could get.
Also from Westpac: Car Loan 7.90%
As of 2 November 2026, the Westpac Unsecured Personal Loan has a comparison rate of 8.69% (from 7.29% advertised), ranking 27th of 84 unsecured loans tracked by BankMate and sitting 1.95 points below the unsecured market average of 10.64%. It is an unsecured fixed-rate loan for any purpose with fees of $250 application · $15 a month. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. From the provider's Consumer Data Right feed, refreshed nightly.