Westpac everyday accounts
1 everyday account. Bank fees a year overseas · among accounts open to adults.
- Westpac Choice
$5 a month, waived with $2,000 in · 3% overseas · ATM overseas: $5 bank fee
$206=24th of 46a year in bank fees overseas
- Bank fees a year overseas
- $206
- Fee on a purchase in another currency
- 3%
- Overseas ATM, the bank’s own fee
- $5 bank fee
- Monthly fee
- $5 a month
- Waived when
- $2,000 or more goes in a month; Under 41; A full-time student; Link your Choice account to your Rocket Repay Home Loan or Rocket Investment Loan as an offset account (for as long as the account is linked)
- Card
- Debit Mastercard
- Phone and watch payments
- Apple Pay, Google Pay, Samsung Pay, Garmin Pay, Fitbit Pay
- PayID
- Yes
- Open to
- 14 and over
- Government guarantee
- Up to $250,000, as a bank
This is the bank’s own fee. The ATM’s owner may charge its own fee on top, which banks don’t publish, so it isn’t counted.
No changes recorded for Westpac's everyday accounts since tracking began on 14 October 2026.
Notes on Westpac everyday accounts
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As of 23 October 2026, Westpac offers one everyday account tracked by BankMate. On a year of $5,000 spent in other currencies, four $300 withdrawals at overseas ATMs and $2,000 paid in each month, it costs $206 a year in bank fees, joint 24th of 46 among everyday accounts open to adults. Fees were last confirmed from its Open Banking feed on 23 Oct 2026. From the provider's Consumer Data Right feed, refreshed nightly.