Westpac savings accounts
All 4 accounts· ranked among 151
- A deposit
- 20 card purchases
- A balance that ends the month higher than it started
A month without them pays the 0.10% base. The bonus applies to balances up to $150,000.
- A deposit
- A balance that ends the month higher than it started
A month without them pays the 1.75% base.
- A deposit
- A balance that ends the month higher than it started
A month without them pays the 0.10% base.
Nothing. The rate is paid whatever the month.
Westpac Life with Spend&Save, Westpac Life and Westpac eSaver open only beside one.
Overseas ATM: this is the bank’s own fee. The ATM’s owner may charge its own fee on top, which banks don’t publish, so it isn’t counted.
Compare everyday accounts beyond WestpacOctober 20261 change
- 9Fri
- 3 accounts up 0.20 to 0.259 days after the RBA rise to 4.60%+0.20 to +0.25
Westpac Life 5.00 5.25 +0.25 Bump Savings 5.05 5.30 +0.25 Westpac Life with Spend&Save 5.75 5.95 +0.20
May 20261 change
- 15Fri
- 2 accounts up 0.259 days after the RBA rise to 4.35%+0.25
Bump Savings 4.80 5.05 +0.25 Westpac Life 5.50 5.75 +0.25
March 20261 change
- 27Fri
- 2 accounts up 0.259 days after the RBA rise to 4.10%+0.25
Bump Savings 4.55 4.80 +0.25 Westpac Life 5.25 5.50 +0.25
Notes from savers
to leave a note.
As of 1 November 2026, Westpac has four savings accounts tracked by BankMate. Its Westpac Life with Spend&Save pays 5.95% p.a. total, which ranks 4th of 151 accounts and sits 1.58 points above the market average of 4.37%. Its rates last changed on 9 October 2026. From Westpac's Consumer Data Right feed, refreshed nightly. Total rate is base plus bonus, with every monthly condition met. Compare savings accounts ·