Westpac personal loans
2 personal loans. Comparison rate · ranked within unsecured or secured loans.
Unsecured · 1
Unsecured · fixed · any purpose · $250 application · $15/mo
8.69%27th of 84comparison · from 7.29% advertised
- Advertised rate
- from 7.29% p.a.
- Comparison rate
- 8.69% p.a.
- Rate type
- Fixed
- Application fee
- $250
- Monthly fee
- $15
- Annual fee
- None
- Early repayment fee
- $175
- Loan amount
- $4,000 – $70,000
- Loan term
- 1 year to 7 years
Secured · 1
comparison · from 6.49% advertised
- Advertised rate
- from 6.49% p.a.
- Comparison rate
- 7.90% p.a.
- Rate type
- Fixed
- Application fee
- $250
- Monthly fee
- $15
- Annual fee
- None
- Early repayment fee
- $175
- Loan amount
- $10,000 – $130,000
- Loan term
- 1 year to 7 years
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Often compared with: ANZ
No changes recorded for Westpac's personal loans since tracking began on 12 September 2026.
Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Compare personal loans · Personal loan report
Notes on Westpac personal loans
to leave a note.
As of 1 November 2026, Westpac has two personal loans tracked by BankMate, one unsecured and one secured. Its lowest comparison rate is 8.69% on the Unsecured Personal Loan (unsecured · fixed · any purpose), ranking 27th of 84 unsecured loans and sitting 1.95 points below the unsecured market average of 10.64%. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. From the provider's Consumer Data Right feed, refreshed nightly.