Lender profile · Personal loans
LiveWestpac personal loans
Westpac also offers savings accounts, credit cards, home loans, term deposits and share trading · Provider overview →
As of 18 September 2026, Westpac has three personal loans tracked by BankMate. Its lowest comparison rate is 7.16% on the Car Loan (unsecured · fixed · car loan), ranking 39th of 212 unsecured loans and sitting 9.97 points below the unsecured market average of 17.13%. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
- Lowest comparison rate
- 7.16%
- Car Loan
- Market rank
- #39
- of 212 unsecured loans
- Loans
- 3
- 3 unsecured · 0 secured
- Last change
- —
- None recorded yet
Rates over time
Comparison rate · lenders publish the lowest rate in their range- RBA cash rate
- Unsecured average
What changed
No changes recorded for Westpac's personal loans since tracking began on 12 September 2026.
Personal loans
Comparison rate · ranked within unsecured or secured loansUnsecured · fixed · car loan · $250 application · $15/mo
7.16%#39 of 212comparison · from 5.74% advertised
- Advertised rate
- from 5.74% p.a.
- Comparison rate
- 7.16% p.a.
- Rate type
- Fixed
- Application fee
- $250
- Monthly fee
- $15
- Annual fee
- None
- Early repayment fee
- $175
- Loan amount
- $10,000 – $130,000
- Loan term
- 1 year to 7 years
Unsecured · fixed · any purpose · $250 application · $15/mo
8.69%#100 of 212comparison · from 7.29% advertised
- Advertised rate
- from 7.29% p.a.
- Comparison rate
- 8.69% p.a.
- Rate type
- Fixed
- Application fee
- $250
- Monthly fee
- $15
- Annual fee
- None
- Early repayment fee
- $175
- Loan amount
- $4,000 – $70,000
- Loan term
- 1 year to 7 years
Unsecured · variable · any purpose · $150 application · $12/mo
18.99%#210 of 212advertised · no comparison rate published
- Advertised rate
- from 18.99% p.a.
- Comparison rate
- Not published
- Rate type
- Variable
- Application fee
- $150
- Monthly fee
- $12
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $4,000 – $50,000
- Extra repayments
- Yes
Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Compare all personal loans · Personal loan report
Notes on Westpac personal loans
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