Savings · Side by side
Bendigo PiggySaver vs Bendigo Reward Saver
vs
These are open to different people: Bendigo PiggySaver only to anyone under 13, Bendigo Reward Saver to anyone.
Interest a year on $50,000, with the conditions met
$1,900
3.80% on this balance
$2,500
5.00% on this balance
Bendigo Reward Saver pays $600 more a year on $50,000 than Bendigo PiggySaver.
Drag to try another balance
Where they differThe rate (3.80% against 5.00%), the conditions on the bonus, how much of a balance the top rate covers and who can open it.
The same on bothNo minimum balance.
BendigoBendigo PiggySaver
BendigoBendigo Reward Saver
Figure by figure
Interest a year without meeting the conditions
on $50,000
$1,900
No conditions to miss
+$1,850 · More without meeting the conditions
$50
at the base rate
Total rate
base plus bonus
3.80%
5.00%
+1.20 · Higher total rate
Base rate
paid whatever you do
3.80%
the whole rate
+3.70 · Higher base rate
0.10%
Bonus rate
None
one rate, nothing to do
4.90%
with the conditions met
+4.90 · Higher bonus rate
Top rate paid up to
No cap
Covers all of it · Covers more of a balance
$100k
What the bonus asks each month
Nothing
- A deposit
- A balance that ends the month higher than it started
Who can open it
Anyone under 13
Anyone
Rank by total rate
79th of 114
among accounts open to under-18s
60th of 117
among accounts open to adults
Last rate change
19 Oct 2026
up 0.25
19 Oct 2026
up 0.25
Rates over time
Each account's total rate, a cell a week. A move shows as ▲ or ▼ in the week it happened.
As of 2 November 2026, Bendigo PiggySaver pays 3.80% with nothing to do each month, and Bendigo Reward Saver pays 5.00% with its monthly conditions met. On $50,000, that's $1,900 against $2,500 a year, $600 more from Bendigo Reward Saver. Figures are the banks' published rates, worked out on the balance above. Each row says which figure is higher; it doesn't say which account suits you.
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