Savings account · Up to 12 years

Bendigo PiggySaver

3.80%p.a. total

No bonus conditions: the rate is paid every month

109th of 151 savings accounts · market average 4.37%

The RBA raised the cash rate to 4.60% on 30 September. Bendigo PiggySaver moved on 19 October, 19 days later.

What it asks

Nothing each month
Each month

Nothing. The rate is paid every month.

Who can open it

Anyone under 13

Balance

No balance cap.

Compare all 151 accounts

Rate history

Last change 19 Oct
  • Bendigo PiggySaver
  • RBA cash rate
  • Market average
3.504.004.50MayJulSepToday3.80% p.a. today

October 20261 change

  1. 19Mon
    • 3.55 → 3.80Total rate 3.55% → 3.80% · 19 days after the RBA rise to 4.60%
      +0.25

May 20261 change

  1. 22Fri
    • 3.30 → 3.55Total rate 3.30% → 3.55% · 16 days after the RBA rise to 4.35%
      +0.25

  1. #70AprApr 2026: ranked 70 of 76
  2. #73MayMay 2026: ranked 73 of 79
  3. #73JunJune 2026: ranked 73 of 79
  4. #74JulJuly 2026: ranked 74 of 80
  5. #74AugAug 2026: ranked 74 of 80
  6. #97SepSep 2026: ranked 97 of 120
  7. #108OctOct 2026: ranked 108 of 150
  8. #109NowNov 2026: ranked 109 of 151
  • Top 5%
  • Top 10%
  • Top 25%
  • Top half
  • Lower half

Mostly outside the top half of accounts over the last 8 months: from #108 of 150 in Oct 2026 to #74 of 80 in July 2026.

Interest a year
$1,900
Each month
$158
Against the average (4.37%)
−$284

On a $50,000 balance. Type yours above; it's kept with your savings preferences.

Notes from savers

to leave a note.

Other Bendigo accounts: Bendigo Reward Saver 5.00% · Bendigo EasySaver 3.80%

Pays 3.80% p.a. with no bonus conditions as of 2 November 2026. Ranks 109th of 151 savings accounts tracked by BankMate, 0.57 points below the average of 4.37%. The rate last rose on 19 October 2026, 19 days after the RBA raised the cash rate to 4.60%. From Bendigo's Consumer Data Right feed, refreshed nightly. Compare savings accounts ·