Bendigo home loans
4 home loans with 24 options: variable or fixed from 1 to 5 years, for owner-occupiers or investors, paying principal and interest or interest only, with rates by deposit size. Headline variant: owner-occupier · P&I · ≤80% LVR · comparison rate.
- Bendigo Express Home LoanOffset account · redraw6.27%
- Bendigo Easy Home LoanRedraw · no ongoing fee6.40%
- Bendigo Flex Home Loan (Retail)Offset account · redraw6.63%
- Bendigo Complete Home LoanOffset account · redraw6.65%
The lowest rate for each choice: the comparison rate where the lender publishes one, else the advertised rate. Every variant is on the loan's own page.
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
October 20268 changes
- 7Wed
- +0.14 to +0.25
- Bendigo Flex Home Loan (Retail)59 variants up 0.13 to 0.257 days after the RBA rise to 4.60%+0.13 to +0.25
- Bendigo Complete Home Loan32 variants up 0.14 to 0.267 days after the RBA rise to 4.60%+0.14 to +0.26
- Bendigo Easy Home Loan29 variants up 0.14 to 0.267 days after the RBA rise to 4.60%+0.14 to +0.26
- 5Mon
- +0.01 to +0.11
- Bendigo Flex Home Loan (Retail)45 variants up 0.01 to 0.125 days after the RBA rise to 4.60%+0.01 to +0.12
- Bendigo Complete Home Loan20 variants up 0.01 to 0.115 days after the RBA rise to 4.60%+0.01 to +0.11All ≤95% LVR
2yr Fixed · P&I · Owner-occupier 6.47 6.48 +0.01 1yr Fixed · P&I · Owner-occupier 6.44 6.45 +0.01 3yr Fixed · P&I · Owner-occupier 6.49 6.55 +0.06 1yr Fixed · P&I · Investor 6.81 6.82 +0.01 2yr Fixed · P&I · Investor 6.82 6.83 +0.01 4yr Fixed · P&I · Owner-occupier 6.54 6.63 +0.09 5yr Fixed · P&I · Owner-occupier 6.56 6.67 +0.11 1yr Fixed · Interest Only · Investor 6.84 6.85 +0.01 3yr Fixed · P&I · Investor 6.82 6.88 +0.06 2yr Fixed · Interest Only · Investor 6.85 6.86 +0.01 5yr Fixed · P&I · Investor 6.85 6.96 +0.11 4yr Fixed · P&I · Investor 6.84 6.94 +0.10 3yr Fixed · Interest Only · Investor 6.85 6.90 +0.05 4yr Fixed · Interest Only · Investor 6.87 6.96 +0.09 5yr Fixed · Interest Only · Investor 6.88 6.99 +0.11 1yr Fixed · Interest Only · Owner-occupier 6.84 6.85 +0.01 2yr Fixed · Interest Only · Owner-occupier 6.82 6.83 +0.01 3yr Fixed · Interest Only · Owner-occupier 6.78 6.84 +0.06 5yr Fixed · Interest Only · Owner-occupier 6.76 6.87 +0.11 4yr Fixed · Interest Only · Owner-occupier 6.78 6.87 +0.09 - Bendigo Easy Home Loan20 variants up 0.01 to 0.115 days after the RBA rise to 4.60%+0.01 to +0.11All ≤80% LVR
1yr Fixed · P&I · Owner-occupier 6.18 6.19 +0.01 2yr Fixed · P&I · Owner-occupier 6.21 6.22 +0.01 3yr Fixed · P&I · Owner-occupier 6.22 6.28 +0.06 2yr Fixed · P&I · Investor 6.32 6.33 +0.01 1yr Fixed · P&I · Investor 6.28 6.29 +0.01 5yr Fixed · P&I · Owner-occupier 6.29 6.40 +0.11 4yr Fixed · P&I · Owner-occupier 6.26 6.35 +0.09 2yr Fixed · Interest Only · Investor 6.34 6.35 +0.01 1yr Fixed · Interest Only · Investor 6.29 6.30 +0.01 3yr Fixed · P&I · Investor 6.34 6.40 +0.06 3yr Fixed · Interest Only · Investor 6.36 6.42 +0.06 4yr Fixed · P&I · Investor 6.38 6.47 +0.09 5yr Fixed · P&I · Investor 6.41 6.52 +0.11 4yr Fixed · Interest Only · Investor 6.41 6.50 +0.09 5yr Fixed · Interest Only · Investor 6.44 6.55 +0.11 2yr Fixed · Interest Only · Owner-occupier 6.31 6.32 +0.01 1yr Fixed · Interest Only · Owner-occupier 6.23 6.24 +0.01 3yr Fixed · Interest Only · Owner-occupier 6.36 6.42 +0.06 5yr Fixed · Interest Only · Owner-occupier 6.50 6.61 +0.11 4yr Fixed · Interest Only · Owner-occupier 6.44 6.53 +0.09
Investor, interest-only and other LVR-band variants sit behind each product; ranks are within the variant's own cohort. Compare home loans · Home loan report
Notes on Bendigo home loans
to leave a note.
As of 1 November 2026, Bendigo has four home loan products in 126 variants tracked by BankMate. Its lowest comparison rate for an owner-occupier paying principal and interest on a variable loan is 6.27% (Bendigo Express Home Loan), ranking 12th of 93 variable owner-occupier P&I loans and sitting 0.31 points below the market average of 6.58%. Its rates last moved on 7 October 2026, 7 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.