Lender profile · Home loans
LiveBendigo home loans
Bendigo also offers savings accounts, credit cards, term deposits, personal loans and superannuation · Provider overview →
As of 18 September 2026, Bendigo has nine home loan products in 213 variants tracked by BankMate. Its lowest comparison rate for an owner-occupier paying principal and interest on a variable loan is 6.02% (Bendigo Express Home Loan), ranking 7th of 107 variable owner-occupier P&I loans and sitting 0.74 points below the market average of 6.76%.
- Lowest comparison rate
- 6.02%
- Bendigo Express Home Loan
- Market rank
- #7
- of 107 variable owner-occupier P&I loans
- Products
- 9
- 213 variants
- Last change
- —
- None recorded yet
Rates over time
Comparison rate of each product's headline variant- RBA cash rate
- Market average
What changed
No changes recorded for Bendigo's home loans since tracking began on 12 September 2026.
Home loans
Headline variant: owner-occupier · P&I · ≤80% LVR · comparison rateVariable · P&I · Owner-occupier · offset account · redraw · 6 variants
1y 6.07%2y 6.13%3y 6.16%4y 6.22%5y 6.26%6.02%#7 of 107comparison · 5.89% advertised
- Application fee
- None
- Ongoing fee
- $10 a month
- Discharge fee
- $350
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
Variable · P&I · Owner-occupier · 60–80% LVR · redraw · no ongoing fee · 29 variants
1y 6.18%2y 6.21%3y 6.22%4y 6.26%5y 6.29%6.15%#15 of 107comparison · 6.13% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $350
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
Variable · P&I · Owner-occupier · 60–80% LVR · offset account · redraw · 59 variants
1y 6.39%2y 6.43%3y 6.45%4y 6.49%5y 6.52%6.36%#43 of 107comparison · 6.18% advertised
- Application fee
- $299
- Ongoing fee
- $15 a month
- Discharge fee
- $350
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
Variable · P&I · Owner-occupier · 60–80% LVR · offset account · redraw · 59 variants
1y 6.41%2y 6.45%3y 6.47%4y 6.51%5y 6.54%6.38%#45 of 107comparison · 6.18% advertised
- Application fee
- $299
- Ongoing fee
- $15 a month
- Discharge fee
- $350
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
Variable · P&I · Owner-occupier · offset account · redraw · 7 variants
1y 6.44%2y 6.47%3y 6.49%4y 6.54%5y 6.56%6.40%#47 of 107comparison · 6.18% advertised
- Application fee
- $784
- Ongoing fee
- $15 a month
- Discharge fee
- $350
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
Variable · P&I · Owner-occupier · 60–80% LVR · offset account · redraw · 32 variants
1y 6.44%2y 6.47%3y 6.49%4y 6.54%5y 6.56%6.40%#47 of 107comparison · 6.18% advertised
- Application fee
- $150
- Ongoing fee
- $15 a month
- Discharge fee
- $350
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
Variable · P&I · Owner-occupier · offset account · redraw · 7 variants
1y 6.44%2y 6.47%3y 6.49%4y 6.54%5y 6.56%6.40%#47 of 107comparison · 6.18% advertised
- Application fee
- $150
- Ongoing fee
- $15 a month
- Discharge fee
- $350
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
Variable · P&I · Investor · redraw · 12 variants
6.88%#50 of 81comparison · 6.58% advertised
- Application fee
- $150
- Ongoing fee
- $20 a month
- Discharge fee
- $350
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
Variable · Interest Only · Owner-occupier · offset account · 2 variants
10.43%#67 of 68comparison · 10.29% advertised
- Application fee
- $150
- Ongoing fee
- $10 a month
- Discharge fee
- $350
- Offset account
- Yes
- Redraw
- No
- Extra repayments
- Yes
Investor, interest-only and other LVR-band variants sit behind each product; ranks are within the variant's own cohort. Compare all home loans · Home loan report
Notes on Bendigo home loans
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