Bendigo Flex Home Loan (Retail)

No changes recorded for this product since tracking began on 12 September 2026.

Variable · P&I · Owner-occupier · ≤60% LVR

6.34% comparison · 6.14% advertised

Variable · P&I · Owner-occupier · 60–80% LVR

6.38% comparison · 6.18% advertised

Variable · P&I · Owner-occupier · 80–90% LVR

6.44% comparison · 6.24% advertised

Variable · P&I · Owner-occupier · 90–95% LVR

7.08% comparison · 6.88% advertised

Variable · Interest Only · Owner-occupier · ≤80% LVR

6.85% comparison · 7.28% advertised

Variable · Interest Only · Owner-occupier · 80–90% LVR

7.11% comparison · 7.78% advertised

Variable · P&I · Investor · ≤60% LVR

6.39% comparison · 6.19% advertised

Variable · P&I · Investor · 60–70% LVR

6.44% comparison · 6.24% advertised

Variable · P&I · Investor · 70–80% LVR

6.48% comparison · 6.28% advertised

Variable · P&I · Investor · 80–90% LVR

6.58% comparison · 6.38% advertised

Variable · Interest Only · Investor · ≤60% LVR

6.44% comparison · 6.34% advertised

Variable · Interest Only · Investor · 60–70% LVR

6.49% comparison · 6.39% advertised

Variable · Interest Only · Investor · 70–80% LVR

6.51% comparison · 6.39% advertised

Variable · Interest Only · Investor · 80–90% LVR

6.65% comparison · 6.58% advertised

1yr Fixed · P&I · Owner-occupier · ≤80% LVR

6.41% comparison · 6.49% advertised

1yr Fixed · P&I · Owner-occupier · 80–90% LVR

6.50% comparison · 6.79% advertised

1yr Fixed · P&I · Owner-occupier · 90–95% LVR

7.09% comparison · 6.99% advertised

1yr Fixed · Interest Only · Owner-occupier · ≤80% LVR

6.46% comparison · 6.99% advertised

1yr Fixed · Interest Only · Owner-occupier · 80–90% LVR

6.55% comparison · 7.29% advertised

1yr Fixed · P&I · Investor · ≤80% LVR

6.52% comparison · 6.64% advertised

1yr Fixed · P&I · Investor · 80–90% LVR

6.64% comparison · 6.94% advertised

1yr Fixed · Interest Only · Investor · ≤80% LVR

6.53% comparison · 6.74% advertised

1yr Fixed · Interest Only · Investor · 80–90% LVR

6.65% comparison · 7.04% advertised

2yr Fixed · P&I · Owner-occupier · ≤80% LVR

6.45% comparison · 6.54% advertised

2yr Fixed · P&I · Owner-occupier · 80–90% LVR

6.56% comparison · 6.84% advertised

2yr Fixed · P&I · Owner-occupier · 90–95% LVR

7.11% comparison · 7.04% advertised

2yr Fixed · Interest Only · Owner-occupier · ≤80% LVR

6.55% comparison · 7.04% advertised

2yr Fixed · Interest Only · Owner-occupier · 80–90% LVR

6.65% comparison · 7.34% advertised

2yr Fixed · P&I · Investor · ≤80% LVR

6.56% comparison · 6.69% advertised

2yr Fixed · P&I · Investor · 80–90% LVR

6.70% comparison · 6.99% advertised

2yr Fixed · Interest Only · Investor · ≤80% LVR

6.58% comparison · 6.79% advertised

2yr Fixed · Interest Only · Investor · 80–90% LVR

6.72% comparison · 7.09% advertised

3yr Fixed · P&I · Owner-occupier · ≤80% LVR

6.47% comparison · 6.49% advertised

3yr Fixed · P&I · Owner-occupier · 80–90% LVR

6.60% comparison · 6.79% advertised

3yr Fixed · P&I · Owner-occupier · 90–95% LVR

7.11% comparison · 6.99% advertised

3yr Fixed · Interest Only · Owner-occupier · ≤80% LVR

6.60% comparison · 6.99% advertised

3yr Fixed · Interest Only · Owner-occupier · 80–90% LVR

6.73% comparison · 7.29% advertised

3yr Fixed · P&I · Investor · ≤80% LVR

6.59% comparison · 6.64% advertised

3yr Fixed · P&I · Investor · 80–90% LVR

6.74% comparison · 6.94% advertised

3yr Fixed · Interest Only · Investor · ≤80% LVR

6.60% comparison · 6.74% advertised

3yr Fixed · Interest Only · Investor · 80–90% LVR

6.76% comparison · 7.04% advertised

4yr Fixed · P&I · Owner-occupier · ≤80% LVR

6.51% comparison · 6.54% advertised

4yr Fixed · P&I · Owner-occupier · 80–90% LVR

6.66% comparison · 6.84% advertised

4yr Fixed · P&I · Owner-occupier · 90–95% LVR

7.14% comparison · 7.04% advertised

4yr Fixed · Interest Only · Owner-occupier · ≤80% LVR

6.68% comparison · 7.04% advertised

4yr Fixed · Interest Only · Owner-occupier · 80–90% LVR

6.83% comparison · 7.34% advertised

4yr Fixed · P&I · Investor · ≤80% LVR

6.63% comparison · 6.69% advertised

4yr Fixed · P&I · Investor · 80–90% LVR

6.81% comparison · 6.99% advertised

4yr Fixed · Interest Only · Investor · ≤80% LVR

6.65% comparison · 6.79% advertised

4yr Fixed · Interest Only · Investor · 80–90% LVR

6.83% comparison · 7.09% advertised

5yr Fixed · P&I · Owner-occupier · ≤80% LVR

6.54% comparison · 6.54% advertised

5yr Fixed · P&I · Owner-occupier · 80–90% LVR

6.71% comparison · 6.84% advertised

5yr Fixed · P&I · Owner-occupier · 90–95% LVR

7.15% comparison · 7.04% advertised

5yr Fixed · Interest Only · Owner-occupier · ≤80% LVR

6.74% comparison · 7.04% advertised

5yr Fixed · Interest Only · Owner-occupier · 80–90% LVR

6.91% comparison · 7.34% advertised

5yr Fixed · P&I · Investor · ≤80% LVR

6.66% comparison · 6.69% advertised

5yr Fixed · P&I · Investor · 80–90% LVR

6.85% comparison · 6.99% advertised

5yr Fixed · Interest Only · Investor · ≤80% LVR

6.69% comparison · 6.79% advertised

5yr Fixed · Interest Only · Investor · 80–90% LVR

6.88% comparison · 7.09% advertised

Application fee

$299

Ongoing fee

$15 a month

Discharge fee

$350

Redraw fee

None

Offset account

Yes

Redraw

Yes

Extra repayments

Yes

Portable

No

Repayment holiday

No

Minimum loan

$5,000

For customers who want flexibility to pay down their loan sooner and access additional features such as up to 6 offset accounts.