As of 18 September 2026, the Bendigo Bendigo Easy Home Loan's variable owner-occupier P&I variant has a comparison rate of 6.15% (6.13% advertised), ranking 15th of 107 variable owner-occupier P&I loans and sitting 0.61 points below the market average of 6.76%. The product comes in 29 variants; the others are investor, interest-only, fixed-rate and other LVR bands.
6.15%comparison rate p.a.
6.13% advertised · Variable · P&I · Owner-occupier · 60–80% LVR
28 other variants: investor, interest-only, fixed-rate and other LVR bands below.
Rate over time
Comparison rate · Variable · P&I · Owner-occupier · 60–80% LVR- Bendigo Easy Home Loan · Variable · P&I · Owner-occupier
- RBA cash rate
- Market average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- Variable · P&I · Owner-occupier · ≤60% LVR
- 6.11% comparison · 6.09% advertised
- Variable · P&I · Owner-occupier · 60–80% LVR
- 6.15% comparison · 6.13% advertised
- Variable · Interest Only · Owner-occupier · ≤80% LVR
- 6.62% comparison · 7.23% advertised
- Variable · P&I · Investor · ≤60% LVR
- 6.16% comparison · 6.14% advertised
- Variable · P&I · Investor · 60–70% LVR
- 6.21% comparison · 6.19% advertised
- Variable · P&I · Investor · 70–80% LVR
- 6.25% comparison · 6.23% advertised
- Variable · Interest Only · Investor · ≤60% LVR
- 6.22% comparison · 6.29% advertised
- Variable · Interest Only · Investor · 60–70% LVR
- 6.27% comparison · 6.34% advertised
- Variable · Interest Only · Investor · 70–80% LVR
- 6.29% comparison · 6.34% advertised
- 1yr Fixed · P&I · Owner-occupier · ≤80% LVR
- 6.18% comparison · 6.39% advertised
- 1yr Fixed · Interest Only · Owner-occupier · ≤80% LVR
- 6.23% comparison · 6.89% advertised
- 1yr Fixed · P&I · Investor · ≤80% LVR
- 6.28% comparison · 6.54% advertised
- 1yr Fixed · Interest Only · Investor · ≤80% LVR
- 6.29% comparison · 6.64% advertised
- 2yr Fixed · P&I · Owner-occupier · ≤80% LVR
- 6.21% comparison · 6.44% advertised
- 2yr Fixed · Interest Only · Owner-occupier · ≤80% LVR
- 6.31% comparison · 6.94% advertised
- 2yr Fixed · P&I · Investor · ≤80% LVR
- 6.32% comparison · 6.59% advertised
- 2yr Fixed · Interest Only · Investor · ≤80% LVR
- 6.34% comparison · 6.69% advertised
- 3yr Fixed · P&I · Owner-occupier · ≤80% LVR
- 6.22% comparison · 6.39% advertised
- 3yr Fixed · Interest Only · Owner-occupier · ≤80% LVR
- 6.36% comparison · 6.89% advertised
- 3yr Fixed · P&I · Investor · ≤80% LVR
- 6.34% comparison · 6.54% advertised
- 3yr Fixed · Interest Only · Investor · ≤80% LVR
- 6.36% comparison · 6.64% advertised
- 4yr Fixed · P&I · Owner-occupier · ≤80% LVR
- 6.26% comparison · 6.44% advertised
- 4yr Fixed · Interest Only · Owner-occupier · ≤80% LVR
- 6.44% comparison · 6.94% advertised
- 4yr Fixed · P&I · Investor · ≤80% LVR
- 6.38% comparison · 6.59% advertised
- 4yr Fixed · Interest Only · Investor · ≤80% LVR
- 6.41% comparison · 6.69% advertised
- 5yr Fixed · P&I · Owner-occupier · ≤80% LVR
- 6.29% comparison · 6.44% advertised
- 5yr Fixed · Interest Only · Owner-occupier · ≤80% LVR
- 6.50% comparison · 6.94% advertised
- 5yr Fixed · P&I · Investor · ≤80% LVR
- 6.41% comparison · 6.59% advertised
- 5yr Fixed · Interest Only · Investor · ≤80% LVR
- 6.44% comparison · 6.69% advertised
Fees
Headline variant- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $350
- Redraw fee
- None
Features
Headline variant- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
Eligibility
- Minimum loan
- $5,000
About this product
For customers looking for a simple, no frills home loan with low upfront fees and no ongoing fees (MSF).