Bank profile · Term deposits
LiveBendigo term deposits
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As of 18 September 2026, Bendigo has two term deposit products tracked by BankMate, over 13 terms from 4 months to 5 years. Its highest rate is 4.95% p.a. on the Standard Term Deposit for 1 year, 234th of 590 12-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 25 July 2026.
- Best rate
- 4.95%
- 1 year · Standard Term Deposit
- Market rank
- #234
- of 590 12-month deposits
- Terms
- 13
- 2 products
- Last change
- 25 July 2026
- 5 changes on record
Rates over time
Best 12-month rate per product- RBA cash rate
- Market average · 12-month deposits
What changed
5 changes since 9 Apr 2026- Bendigo Cash Solutions Term Deposit · 12-month 3.50 → 3.47−0.03
- Standard Term Deposit · 4 terms cut 0.10−0.10
- −0.05
- Standard Term Deposit · 4 terms up 0.3044 days after the RBA rise to 4.10%+0.30
- Standard Term Deposit · 12-month 4.70 → 4.8028 days after the RBA rise to 4.10%+0.10
Term deposits
Best rate per product, by term · ranked within each terminterest annually or quarterly or monthly or at maturity · from $5,000 · 13 terms
3 mo 3.60%6 mo 3.15%9 mo 4.40%1 yr 4.95%2 yr 4.50%3 yr 3.00%5 yr 3.00%15 mo 3.00%4 yr 3.00%4.95%#234 of 5901 year
- 3 months
- 3.60% · #266 of 369
- 6 months
- 3.15% · #536 of 547
- 9 months
- 4.40% · #190 of 500
- 1 year
- 4.95% · #234 of 590
- 2 years
- 4.50% · #196 of 394
- 3 years
- 3.00% · #337 of 345
- 5 years
- 3.00% · #144 of 152
- 15 months
- 3.00% · #29 of 29
- 4 years
- 3.00% · #149 of 157
- Minimum deposit
- $5,000
- Maximum deposit
- $5,000,000
- Interest paid
- Annually or Quarterly or Monthly or At maturity
- Early withdrawal
- Not allowed
interest annually or quarterly or monthly · from $0 · 6 terms
6 mo 3.25%1 yr 3.47%2 yr 3.81%3 yr 3.81%5 yr 3.81%4 yr 3.81%3.81%#68 of 1525 years
- 6 months
- 3.25% · #531 of 547
- 1 year
- 3.47% · #573 of 590
- 2 years
- 3.81% · #306 of 394
- 3 years
- 3.81% · #253 of 345
- 5 years
- 3.81% · #68 of 152
- 4 years
- 3.81% · #87 of 157
- Minimum deposit
- $0
- Interest paid
- Annually or Quarterly or Monthly
- Early withdrawal
- Not allowed
Rank compares deposits within the same headline term, as the Term deposit report does. Compare all term deposits
Notes on Bendigo term deposits
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