Bendigo term deposits
Bendigo has one term deposit that BankMate tracks, with 35 options: 17 terms from 1 month to 5 years, interest paid at maturity, monthly, quarterly, half-yearly or annually.
Term deposit · 17 terms
Standard Term Deposit
4.90%p.a. · 1 year
interest at maturity or quarterly or half-yearly or monthly or annually; from $1,000
202nd of 401 12-month deposits
Rates by term and how interest is paid
- At maturity2.75%
- Monthly–
- Quarterly–
- Half-yearly–
- Annually–
- Terms
- 1 month to 5 years
- Minimum deposit
- $1,000
- Maximum deposit
- $5,000,000
- To break it early
- 31 days' notice
- 1 month
- 1.20% · #49 of 62 1-month deposits
- 2 months
- 1.45% · #50 of 68 2-month deposits
- 3 months
- 2.75% · #156 of 164 3-month deposits
- 4 months
- 3.60% · #56 of 88 4-month deposits
- 5 months
- 2.90% · #75 of 79 5-month deposits
- 6 months
- 4.70% · #101 of 180 6-month deposits
- 7 months
- 3.15% · #81 of 92 7-month deposits
- 8 months
- 3.50% · #72 of 81 8-month deposits
- 9 months
- 3.20% · #139 of 149 9-month deposits
- 10 months
- 3.25% · #80 of 86 10-month deposits
- 1 year
- 4.90% · #202 of 401 12-month deposits
- 15 months
- 3.00% · #22 of 25 15-month deposits
- 2 years
- 4.50% · #143 of 255 24-month deposits
- 3 years
- 3.00% · #208 of 221 36-month deposits
- 4 years
- 3.00% · #112 of 125 48-month deposits
- 5 years
- 3.00% · #108 of 124 60-month deposits
- Minimum deposit
- $1,000
- Maximum deposit
- $5,000,000
- Paid
- At maturity or Quarterly or Half-yearly or Monthly or Annually
- Compounding
- daily
- Notice
- 31 days' notice
- Before maturity
- Your funds will be available on the business day after the expiry of 31 days after you request a withdrawal (or the next review date if sooner) unless you can prove financial hardship … the interest rate that will apply to the money you withdraw will be the lowest tiered interest rate for a three month term deposit with us (irrespective of the account balance) at the time you open your account or reinvest, less a further 0.25% pa (with a minimum rate of 0% pa).
- Read from
- Bendigo's own site, 28 October 2026
October 20261 change
- 16Fri
- 2 terms moved in both directions−0.90 to +1.70
6-month, paid at maturity 3.00 4.70 +1.70 6-month, paid monthly or quarterly 2.95 4.65 +1.70 8-month, paid at maturity 4.40 3.50 −0.90
September 20261 change
- 25Fri
- 12-month, paid monthly, quarterly or half-yearly: 4.95 → 4.85−0.10
July 20262 changes
- 21Tue
- 12-month, paid monthly, quarterly or half-yearly: 5.05 → 4.95−0.10
- 11Sat
- 12-month, paid half-yearly: 5.10 → 5.05−0.05
May 20261 change
- 1Fri
- 12-month up 0.3044 days after the RBA rise to 4.10%+0.30
12-month, paid monthly or quarterly 4.75 5.05 +0.30 12-month, paid half-yearly 4.80 5.10 +0.30
Bendigo Bank’s range of term deposits offer great rates so you can watch your money grow. At maturity, reinvest, add extra or withdraw all/part of your investment from any Bendigo Branch.
Notes on Bendigo term deposits
to leave a note.
As of 1 November 2026, Bendigo has one term deposit product tracked by BankMate, over 17 terms from 1 month to 5 years. Its highest rate is 4.90% p.a. on the Standard Term Deposit for 1 year, 202nd of 401 12-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 16 October 2026. From the provider's Consumer Data Right feed, refreshed nightly.