Home loan · Variable
Bendigo Express Home Loan
6.27%comparison rate p.a. · 6.14% advertised
Variable · P&I · Owner-occupier · ≤80% LVR
12th of 93 variable owner-occupier P&I loans
The same choices at every rate type
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Application fee
- None
- Ongoing fee
- $10 a month
- Discharge fee
- $350
- Variable · P&I · Owner-occupier · ≤80% LVR
- 6.27% comparison · 6.14% advertised
- 1yr Fixed · P&I · Owner-occupier · ≤80% LVR
- 6.30% comparison · 6.49% advertised
- 2yr Fixed · P&I · Owner-occupier · ≤80% LVR
- 6.34% comparison · 6.49% advertised
- 3yr Fixed · P&I · Owner-occupier · ≤80% LVR
- 6.40% comparison · 6.59% advertised
- 4yr Fixed · P&I · Owner-occupier · ≤80% LVR
- 6.47% comparison · 6.69% advertised
- 5yr Fixed · P&I · Owner-occupier · ≤80% LVR
- 6.51% comparison · 6.69% advertised
- Application fee
- None
- Ongoing fee
- $10 a month
- Discharge fee
- $350
- Redraw fee
- None
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
- Minimum loan
- $10,000
- Maximum loan
- $1,500,000
- Bendigo Express Home Loan · Variable · P&I · Owner-occupier
- RBA cash rate
- Market average
October 20262 changes
- 7Wed
- 6 variants up 0.14 to 0.257 days after the RBA rise to 4.60%+0.14 to +0.25All P&I · Owner-occupier · ≤80% LVR
Variable 6.02 6.27 +0.25 1yr Fixed 6.08 6.30 +0.22 2yr Fixed 6.14 6.34 +0.20 3yr Fixed 6.22 6.40 +0.18 4yr Fixed 6.31 6.47 +0.16 5yr Fixed 6.37 6.51 +0.14
- 5Mon
- 5 variants up 0.01 to 0.115 days after the RBA rise to 4.60%+0.01 to +0.11All P&I · Owner-occupier · ≤80% LVR
1yr Fixed 6.07 6.08 +0.01 2yr Fixed 6.13 6.14 +0.01 3yr Fixed 6.16 6.22 +0.06 4yr Fixed 6.22 6.31 +0.09 5yr Fixed 6.26 6.37 +0.11
The Bendigo Express is an online home loan which enables a customer to apply and be approved for a home loan re-finance digitally. The application form will be hosted by our partner Tiimely.
Also from Bendigo: Bendigo Easy Home Loan 6.40% · Bendigo Flex Home Loan (Retail) 6.63% · Bendigo Complete Home Loan 6.65%
As of 3 November 2026, the Bendigo Express Home Loan's variable owner-occupier P&I variant has a comparison rate of 6.27% (6.14% advertised), ranking 12th of 93 variable owner-occupier P&I loans and sitting 0.31 points below the market average of 6.58%. The product comes in 6 variants; the others are fixed-rate. Its rate last moved on 7 October 2026, 7 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.