As of 18 September 2026, the Bendigo Bendigo Express Home Loan's variable owner-occupier P&I variant has a comparison rate of 6.02% (5.89% advertised), ranking 7th of 107 variable owner-occupier P&I loans and sitting 0.74 points below the market average of 6.76%. The product comes in 6 variants; the others are fixed-rate.
6.02%comparison rate p.a.
5.89% advertised · Variable · P&I · Owner-occupier
5 other variants: fixed-rate below.
Rate over time
Comparison rate · Variable · P&I · Owner-occupier- Bendigo Express Home Loan · Variable · P&I · Owner-occupier
- RBA cash rate
- Market average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- Variable · P&I · Owner-occupier
- 6.02% comparison · 5.89% advertised
- 1yr Fixed · P&I · Owner-occupier
- 6.07% comparison · 6.39% advertised
- 2yr Fixed · P&I · Owner-occupier
- 6.13% comparison · 6.44% advertised
- 3yr Fixed · P&I · Owner-occupier
- 6.16% comparison · 6.39% advertised
- 4yr Fixed · P&I · Owner-occupier
- 6.22% comparison · 6.44% advertised
- 5yr Fixed · P&I · Owner-occupier
- 6.26% comparison · 6.44% advertised
Fees
Headline variant- Application fee
- None
- Ongoing fee
- $10 a month
- Discharge fee
- $350
- Redraw fee
- None
Features
Headline variant- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
Eligibility
- Minimum loan
- $10,000
- Maximum loan
- $1,500,000
About this product
The Bendigo Express is an online home loan which enables a customer to apply and be approved for a home loan re-finance digitally. The application form will be hosted by our partner Tiimely.