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Savings · Side by side

Beyond Bank BU Account vs Beyond Bank Purple Bonus Saver

vs
These are open to different people: Beyond Bank BU Account only to anyone under 18, Beyond Bank Purple Bonus Saver to anyone.
Interest a year on $50,000, with the conditions met
$1,675
3.35% on this balance
$2,450
4.90% on this balance

Beyond Bank Purple Bonus Saver pays $775 more a year on $50,000 than Beyond Bank BU Account.

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Where they differThe rate (3.35% against 4.90%), the conditions on the bonus, how much of a balance the top rate covers and who can open it.

The same on bothNo minimum balance.

Beyond BankBU Account
Beyond BankPurple Bonus Saver
Interest a year without meeting the conditions
on $50,000
$1,675
No conditions to miss
+$1,670 · More without meeting the conditions
$5
at the base rate
Total rate
base plus bonus
3.35%
4.90%
+1.55 · Higher total rate
Base rate
paid whatever you do
3.35%
the whole rate
+3.34 · Higher base rate
0.01%
Bonus rate
None
one rate, nothing to do
4.89%
with the conditions met
+4.89 · Higher bonus rate
Top rate paid up to
No cap
Covers all of it · Covers more of a balance
$200k
What the bonus asks each month
Nothing
  1. A deposit of at least $50
  2. No withdrawals
Who can open it
Anyone under 18
Anyone
Rank by total rate
92nd of 114
among accounts open to under-18s
68th of 117
among accounts open to adults
Last rate change
13 Oct 2026
up 0.20
13 Oct 2026
up 0.25

Rates over time

Each account's total rate, a cell a week. A move shows as ▲ or ▼ in the week it happened.

Beyond Bank BU Account
Go to siteMore about this account
Beyond Bank Purple Bonus Saver
Go to siteMore about this account

As of 1 November 2026, Beyond Bank BU Account pays 3.35% with nothing to do each month, and Beyond Bank Purple Bonus Saver pays 4.90% with its monthly conditions met. On $50,000, that's $1,675 against $2,450 a year, $775 more from Beyond Bank Purple Bonus Saver. Figures are the banks' published rates, worked out on the balance above. Each row says which figure is higher; it doesn't say which account suits you.

Compare all 151 accounts

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