BankMate
CompareQuestionsLeaders
Savings · Side by side

Credit Union SA Bonus Savings Account vs Credit Union SA Children's Savings Account

vs
These are open to different people: Credit Union SA Bonus Savings Account to anyone, Credit Union SA Children's Savings Account only to anyone under 18.
Interest a year on $50,000, with the conditions met
$1,875
3.75% on this balance
$2,300
4.60% on this balance

Credit Union SA Children's Savings Account pays $425 more a year on $50,000 than Credit Union SA Bonus Savings Account, but it's open only to anyone under 18.

Drag to try another balance

Where they differThe rate (3.75% against 4.60%), the conditions on the bonus, how much of a balance the top rate covers and who can open it.

The same on bothThe same conditions each month and no minimum balance.

Credit Union SABonus Savings Account
Credit Union SAChildren's Savings Account
Interest a year without meeting the conditions
on $50,000
$5
at the base rate
$25
at the base rate
+$20 · More without meeting the conditions
Total rate
base plus bonus
3.75%
4.60%
+0.85 · Higher total rate
Base rate
paid whatever you do
0.01%
0.05%
+0.04 · Higher base rate
Bonus rate
3.74%
with the conditions met
4.55%
with the conditions met
+0.81 · Higher bonus rate
Top rate paid up to
No cap
Covers all of it · Covers more of a balance
$50k
Who can open it
Anyone
Anyone under 18
Rank by total rate
89th of 117
among accounts open to adults
63rd of 114
among accounts open to under-18s
Last rate change
14 Oct 2026
up 0.25
14 Oct 2026
up 0.25

Rates over time

Each account's total rate, a cell a week. A move shows as ▲ or ▼ in the week it happened.

Credit Union SA Bonus Savings Account
Go to siteMore about this account
Credit Union SA Children's Savings Account
Go to siteMore about this account

As of 1 November 2026, Credit Union SA Bonus Savings Account pays 3.75% with its monthly conditions met, and Credit Union SA Children's Savings Account pays 4.60% with its monthly conditions met. On $50,000, that's $1,875 against $2,300 a year, $425 more from Credit Union SA Children's Savings Account. Figures are the banks' published rates, worked out on the balance above. Each row says which figure is higher; it doesn't say which account suits you.

Compare all 151 accounts

Other comparisons

Macquarie Savings Account vs ubank Save accountUp Saver vs ubank Save accountCommBank GoalSaver vs CommBank NetBank SaverBankwest Easy Saver vs Bankwest Hero SaverSt George Incentive Saver vs St George Maxi SaverNAB iSaver vs NAB Reward SaverBOQ Future Saver Account vs BOQ Simple Saver AccountAMP Bank GO Save vs Macquarie Savings AccountANZ Plus Growth Saver vs Westpac LifeCommBank GoalSaver vs Macquarie Savings AccountBankwest Easy Saver vs Macquarie Savings Account
A savings account against a term depositWhat each pays over the same term on your balance