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Credit Union SA · Savings account

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Bonus Savings Account

Pays 3.50% p.a. total (0.01% base plus 3.49% bonus) as of 18 September 2026. Ranks 89th of 93 savings accounts tracked by BankMate, 1.36 points below the average of 4.86%. The rate last rose on 13 May 2026, 7 days after the RBA raised the cash rate to 4.35%.

3.50%p.a.

0.01% base + 3.49% bonus · bonus up to $250,000 · variable

Go to Credit Union SA

Rate over time

Total rate, conditions met
  • Bonus Savings Account
  • RBA cash rate
  • Market average
3.003.504.004.505.00AprMayJunJulAugToday3.50% p.a. today

Position among 93 accounts

By month, end of month
  1. Mar 2026: ranked 70 of 74
  2. Apr 2026: ranked 84 of 88
  3. May 2026: ranked 86 of 91
  4. June 2026: ranked 86 of 91
  5. July 2026: ranked 88 of 92
  6. Aug 2026: ranked 88 of 92
  7. Sept 2026: ranked 89 of 93
Mar 2026This month

Mostly outside the top half of accounts over the last 7 months: from #86 of 91 in May 2026 to #89 of 93 in Sept 2026.

Changes

1 on record since 27 Mar 2026
  1. 3.25 → 3.50Bonus rate · 7 days after the RBA rise to 4.35%
    +0.25

Conditions for the bonus rate

Checked each month
Monthly deposits
$1/month
Withdrawals
Not allowed
Balance range
$0 - $250,000

On your balance

Saved with your preferences
Interest this year
Each month
Against the average account (4.86%)
Rate by balance
Up to $250k
3.50%

Notes from savers

to leave a note.