Savings account
Credit Union SA Bonus Savings Account
3.75%p.a. total
0.01% base + 3.74% bonus when the conditions are met
112th of 151 savings accounts · market average 4.37%
The RBA raised the cash rate to 4.60% on 30 September. Bonus Savings Account moved on 14 October, 14 days later.
What the bonus asks
2 things each month- Each month
- A deposit
- No withdrawals
- A month without them
Pays the 0.01% base rate on the whole balance.
- Who can open it
Anyone
- Balance
No balance cap.
Rate history
Last change 14 Oct- Bonus Savings Account
- RBA cash rate
- Market average
October 20261 change
- 14Wed
- 3.50 → 3.75Bonus rate 3.49% → 3.74% · 14 days after the RBA rise to 4.60%+0.25
May 20261 change
- 13Wed
- 3.25 → 3.50Bonus rate 3.24% → 3.49% · 7 days after the RBA rise to 4.35%+0.25
- #60MarMar 2026: ranked 60 of 64
- #72AprApr 2026: ranked 72 of 76
- #74MayMay 2026: ranked 74 of 79
- #75JunJune 2026: ranked 75 of 79
- #76JulJuly 2026: ranked 76 of 80
- #76AugAug 2026: ranked 76 of 80
- #101SepSep 2026: ranked 101 of 120
- #111OctOct 2026: ranked 111 of 150
- #112NowNov 2026: ranked 112 of 151
- Top 5%
- Top 10%
- Top 25%
- Top half
- Lower half
Mostly outside the top half of accounts over the last 9 months: from #111 of 150 in Oct 2026 to #76 of 80 in July 2026.
- A year meeting the conditions
- $1,875
- A year without meeting the conditions
- $5
- Against the average (4.37%)
- −$309
On a $50,000 balance. Type yours above; it's kept with your savings preferences.
Notes from savers
to leave a note.
Other Credit Union SA accounts: Children's Savings Account 4.60% · Netsave Account 1.25%
Pays 3.75% p.a. total (0.01% base plus 3.74% bonus) as of 2 November 2026. Ranks 112th of 151 savings accounts tracked by BankMate, 0.62 points below the average of 4.37%. The rate last rose on 14 October 2026, 14 days after the RBA raised the cash rate to 4.60%. From Credit Union SA's Consumer Data Right feed, refreshed nightly. Compare savings accounts ·