Provider
LiveCredit Union SA
As of 18 September 2026, Credit Union SA has 13 products across three of the 8 pillars BankMate tracks: 2 savings accounts, 1 term deposit and 10 personal loans. Its highest-placed product is Term Deposit at 5.10% p.a. for 4 months, 2nd of 369 3-month deposits. Its rates last moved on 17 September 2026.
- Pillars
- 3 of 8
- No credit cards, home loans, superannuation…
- Products tracked
- 13
- 2 savings accounts · 1 term deposit · 10 personal loans
- Highest placed
- #2
- Term Deposit · of 369 3-month deposits
- Last change
- 17 Sept 2026
- 7 changes on record
What changed
7 changes across 2 pillars since 27 Mar 2026- Term depositsTerm Deposit · 3 terms cut 0.15 to 0.20mixed
- Term depositsTerm Deposit · 4 terms cut 0.05 to 0.15mixed
- Term depositsTerm Deposit · 3 terms cut 0.10 to 2.45mixed
- Term depositsTerm Deposit · 6-month 5.30 → 3.00−2.30
- Term depositsTerm Deposit · 9-month 5.55 → 5.45−0.10
- Savings accountsBonus Savings Account 3.25 → 3.50Bonus rate 3.24% → 3.49% · 7 days after the RBA rise to 4.35%+0.25
Savings accounts · 2
Total rate, conditions met · ranked among 94 accounts$1 deposit a month · no withdrawals · bonus up to $250k
4.35%#81 of 940.05% base + 4.30% bonus
- Monthly deposits
- $1/month
- Withdrawals
- Not allowed
- Balance range
- $0 - $250,000
- Age
- Up to 17 years
$1 deposit a month · no withdrawals · bonus up to $250k
3.50%#90 of 940.01% base + 3.49% bonus
- Monthly deposits
- $1/month
- Withdrawals
- Not allowed
- Balance range
- $0 - $250,000
Full savings accounts record for Credit Union SA →
Total rate is base plus bonus, assuming every monthly condition is met. Full savings history for Credit Union SA · Compare all savings accounts
Term deposits · 1
Best rate per product, by term · ranked within each terminterest annually or quarterly or at maturity · from $0 · 11 terms
3 mo 5.10%6 mo 5.05%9 mo 5.05%1 yr 5.00%2 yr 2.90%5.10%#2 of 3694 months
- 3 months
- 5.10% · #2 of 369
- 6 months
- 5.05% · #71 of 547
- 9 months
- 5.05% · #72 of 500
- 1 year
- 5.00% · #203 of 590
- 2 years
- 2.90% · #385 of 394
- Minimum deposit
- $0
- Interest paid
- Annually or Quarterly or At maturity
- Early withdrawal
- Not allowed
Full term deposits record for Credit Union SA →
Rank compares deposits within the same headline term, as the Term deposit report does. Compare all term deposits
Personal loans · 10
Comparison rate · ranked within unsecured or secured loansUnsecured · 3
Unsecured · fixed · any purpose · $250 application
7.29%#49 of 212comparison · from 7.29% advertised
- Advertised rate
- from 7.29% p.a.
- Comparison rate
- 7.29% p.a.
- Rate type
- Fixed
- Application fee
- $250
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $5,000 – $30,000
- Loan term
- 7 years to 7 years
Unsecured · variable · car loan · no fees
12.60%#177 of 212comparison · from 12.60% advertised
- Advertised rate
- from 12.60% p.a.
- Comparison rate
- 12.60% p.a.
- Rate type
- Variable
- Application fee
- None
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $5,000 – $50,000
- Extra repayments
- Yes
Unsecured · variable · any purpose · $350 application
14.12%#190 of 212comparison · from 13.60% advertised
- Advertised rate
- from 13.60% p.a.
- Comparison rate
- 14.12% p.a.
- Rate type
- Variable
- Application fee
- $350
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $5,000 – $50,000
- Extra repayments
- Yes
Secured · 7
Secured · fixed · any purpose · $250 application
5.64%#1 of 48comparison · from 5.64% advertised
- Advertised rate
- from 5.64% p.a.
- Comparison rate
- 5.64% p.a.
- Rate type
- Fixed
- Application fee
- $250
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $5,000 – $100,000
- Loan term
- 7 years to 7 years
Secured · fixed · car loan · no fees
6.69%#7 of 48comparison · from 6.69% advertised
- Advertised rate
- from 6.69% p.a.
- Comparison rate
- 6.69% p.a.
- Rate type
- Fixed
- Application fee
- None
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $15,000 – $100,000
- Loan term
- 7 years to 7 years
Secured · fixed · car loan · no fees
6.99%#9 of 48comparison · from 6.99% advertised
- Advertised rate
- from 6.99% p.a.
- Comparison rate
- 6.99% p.a.
- Rate type
- Fixed
- Application fee
- None
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $15,000 – $100,000
- Loan term
- 7 years to 7 years
Secured · fixed · car loan · $350 application
8.18%#24 of 48comparison · from 7.69% advertised
- Advertised rate
- from 7.69% p.a.
- Comparison rate
- 8.18% p.a.
- Rate type
- Fixed
- Application fee
- $350
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $15,000 – $100,000
- Loan term
- 7 years to 7 years
Secured · fixed · car loan · $350 application
8.48%#29 of 48comparison · from 7.99% advertised
- Advertised rate
- from 7.99% p.a.
- Comparison rate
- 8.48% p.a.
- Rate type
- Fixed
- Application fee
- $350
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $15,000 – $100,000
- Loan term
- 7 years to 7 years
Show 2 more
Secured · fixed · car loan · no fees
8.99%#36 of 48comparison · from 8.99% advertised
- Advertised rate
- from 8.99% p.a.
- Comparison rate
- 8.99% p.a.
- Rate type
- Fixed
- Application fee
- None
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $5,000 – $100,000
- Loan term
- 7 years to 7 years
Secured · fixed · car loan · $350 application
10.49%#45 of 48comparison · from 9.99% advertised
- Advertised rate
- from 9.99% p.a.
- Comparison rate
- 10.49% p.a.
- Rate type
- Fixed
- Application fee
- $350
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $5,000 – $100,000
- Loan term
- 7 years to 7 years
Full personal loans record for Credit Union SA →
Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Compare all personal loans · Personal loan report
Credit Union SA has no credit cards, home loans, superannuation, share trading or crypto exchange that BankMate tracks. It is not part of a larger group on our register.
Notes on Credit Union SA
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