Credit Union SA term deposits

Credit Union SA also offers savings accounts and personal loans · Provider overview →

As of 18 September 2026, Credit Union SA has one term deposit product tracked by BankMate, over 11 terms from 3 months to 2 years. Its highest rate is 5.10% p.a. on the Term Deposit for 4 months, 2nd of 369 3-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 17 September 2026.

Best rate: 5.10%; 4 months · Term Deposit
Market rank: #2; of 369 3-month deposits
Terms: 11; 1 product
Last change: 17 Sept 2026; 6 changes on record

Rates over time

Best 12-month rate per product

Term Deposit
RBA cash rate
Market average · 12-month deposits

What changed

6 changes since 15 Apr 2026

17 Sept 2026
Term Deposit · 3 terms cut 0.15 to 0.20
- 7-month 5.25 → 5.05
- 10-month 5.20 → 5.05
- 12-month 5.20 → 5.00
mixed
4 Sept 2026
Term Deposit · 4 terms cut 0.05 to 0.15
- 4-month 5.25 → 5.10
- 7-month 5.35 → 5.25
- 10-month 5.35 → 5.20
- 12-month 5.25 → 5.20
mixed
19 Aug 2026
Term Deposit · 3 terms cut 0.10 to 2.45
- 5-month 5.30 → 3.00
- 9-month 5.45 → 3.00
- 12-month 5.35 → 5.25
mixed
5 Aug 2026
Term Deposit · 6-month 5.30 → 3.00
−2.30
19 June 2026
Term Deposit · 9-month 5.55 → 5.45
−0.10
9 May 2026
Term Deposit · 3 terms up 0.10 to 0.153 days after the RBA rise to 4.35%
- 6-month 5.20 → 5.30
- 9-month 5.40 → 5.55
- 12-month 5.20 → 5.35
mixed

Term deposits

Best rate per product, by term · ranked within each term

Term Deposit
interest annually or quarterly or at maturity · from $0 · 11 terms
3 mo 5.10%6 mo 5.05%9 mo 5.05%1 yr 5.00%2 yr 2.90%
5.10%#2 of 369

Rank compares deposits within the same headline term, as the Term deposit report does. Compare all term deposits

Notes on Credit Union SA term deposits

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