Credit Union SA term deposits
Credit Union SA has one term deposit that BankMate tracks, with 14 terms from 3 months to 5 years, interest paid at maturity.
Term deposit · 14 terms
Term Deposit
5.30%p.a. · 10 months
interest at maturity; from $1,000
5th of 86 10-month deposits
Rates by term and how interest is paid
- At maturity3.00%
- Terms
- 3 months to 5 years
- Minimum deposit
- $1,000
- Maximum deposit
- No cap published
- To break it early
- 7 days' notice
- 3 months
- 3.00% · #148 of 164 3-month deposits
- 4 months
- 5.10% · #5 of 88 4-month deposits
- 5 months
- 3.00% · #74 of 79 5-month deposits
- 6 months
- 5.30% · #10 of 180 6-month deposits
- 7 months
- 3.00% · #82 of 92 7-month deposits
- 8 months
- 3.00% · #77 of 81 8-month deposits
- 9 months
- 3.00% · #140 of 149 9-month deposits
- 10 months
- 5.30% · #5 of 86 10-month deposits
- 1 year
- 5.30% · #52 of 401 12-month deposits
- 2 years
- 2.90% · #238 of 255 24-month deposits
- 3 years
- 2.90% · #212 of 221 36-month deposits
- 4 years
- 2.90% · #116 of 125 48-month deposits
- 5 years
- 2.90% · #115 of 124 60-month deposits
- Minimum deposit
- $1,000
- Maximum deposit
- No cap published
- Paid
- At maturity
- Compounding
- daily
- Notice
- 7 days' notice
- Before maturity
- If you want to withdraw all or part of your term deposit prior to maturity, you'll need to provide 7 days' notice. The notification is required for all accounts opened and/or renewed on or after 1 January 2026. … The amount of the interest reduction will be calculated taking into consideration the applicable interest rate, the length of time remaining on your agreed term (as a proportion of the total term) and a $20 administration fee
- Read from
- Credit Union SA's own site, 28 October 2026
October 20261 change
- 14Wed
- 4 terms moved in both directions−2.05 to +2.30
6-month, paid at maturity 3.00 5.30 +2.30 7-month, paid at maturity 5.05 3.00 −2.05 10-month, paid at maturity 5.05 5.30 +0.25 12-month, paid at maturity 5.00 5.30 +0.30
September 20262 changes
- 17Thu
- 3 terms cut 0.15 to 0.20−0.20 to −0.15
7-month, paid at maturity 5.25 5.05 −0.20 10-month, paid at maturity 5.20 5.05 −0.15 12-month, paid at maturity 5.20 5.00 −0.20
- 4Fri
- 4 terms cut 0.05 to 0.15−0.15 to −0.05
4-month, paid at maturity 5.25 5.10 −0.15 7-month, paid at maturity 5.35 5.25 −0.10 10-month, paid at maturity 5.35 5.20 −0.15 12-month, paid at maturity 5.25 5.20 −0.05
August 20262 changes
- 19Wed
- 3 terms cut 0.10 to 2.45−2.45 to −0.10
5-month, paid at maturity 5.30 3.00 −2.30 9-month, paid at maturity 5.45 3.00 −2.45 12-month, paid at maturity 5.35 5.25 −0.10
- 5Wed
- 6-month, paid at maturity: 5.30 → 3.00−2.30
June 20261 change
- 19Fri
- 9-month, paid at maturity: 5.55 → 5.45−0.10
May 20261 change
- 9Sat
- 3 terms up 0.10 to 0.153 days after the RBA rise to 4.35%+0.10 to +0.15
6-month, paid at maturity 5.20 5.30 +0.10 9-month, paid at maturity 5.40 5.55 +0.15 12-month, paid at maturity 5.20 5.35 +0.15
Term Deposits allow you to lock away funds and earn a fixed interest rate for a set period, so you know exactly how much money you will earn. You can start with investing as little as $1,000. Term Deposits with terms of three, six or nine months automatically have interest paid at maturity. The interest may be paid to a savings account or reinvested. For terms of 12 months or longer, you can have interest paid to your savings account as regularly as fortnightly, monthly, quarterly or annually - it’s your choice!
Notes on Credit Union SA term deposits
to leave a note.
As of 2 November 2026, Credit Union SA has one term deposit product tracked by BankMate, over 14 terms from 3 months to 5 years. Its highest rate is 5.30% p.a. on the Term Deposit for 10 months, 5th of 86 10-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 14 October 2026. From the provider's Consumer Data Right feed, refreshed nightly.