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Credit Union SA Bonus Savings Account vs Credit Union SA Netsave Account

vs
Interest a year on $50,000, with the conditions met
$1,875
3.75% on this balance
$625
1.25% on this balance

Credit Union SA Bonus Savings Account pays $1,250 more a year on $50,000 than Credit Union SA Netsave Account.

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Where they differThe rate (3.75% against 1.25%), the conditions on the bonus and the intro rate.

The same on bothNo cap on the top rate, open to anyone and no minimum balance.

Credit Union SABonus Savings Account
Credit Union SANetsave Account
Interest a year without meeting the conditions
on $50,000
$5
at the base rate
$625
No conditions to miss
+$620 · More without meeting the conditions
Total rate
base plus bonus
3.75%
+2.50 · Higher total rate
1.25%
Base rate
paid whatever you do
0.01%
1.25%
the whole rate
+1.24 · Higher base rate
Bonus rate
3.74%
with the conditions met
+3.74 · Higher bonus rate
None
one rate, nothing to do
What the bonus asks each month
  1. A deposit
  2. No withdrawals
Nothing
Intro rate
for new accounts
None
5.40%
for 4 months
Rank by total rate
89th of 117
among accounts open to adults
105th of 117
among accounts open to adults
Last rate change
14 Oct 2026
up 0.25
No change
since 25 Sep 2026

Rates over time

Each account's total rate, a cell a week. A move shows as ▲ or ▼ in the week it happened.

Credit Union SA Bonus Savings Account
Go to siteMore about this account
Credit Union SA Netsave Account
Go to siteMore about this account

As of 1 November 2026, Credit Union SA Bonus Savings Account pays 3.75% with its monthly conditions met, and Credit Union SA Netsave Account pays 1.25% with nothing to do each month. On $50,000, that's $1,875 against $625 a year, $1,250 more from Credit Union SA Bonus Savings Account. Figures are the banks' published rates, worked out on the balance above. Each row says which figure is higher; it doesn't say which account suits you.

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