Savings · Side by side

Great Southern Bank Future Saver vs Great Southern Bank Goal Saver

vs
These are open to different people: Great Southern Bank Future Saver to anyone 18 or over, Great Southern Bank Goal Saver only to 18 to 24 year olds.
Interest a year on $50,000, with the conditions met
$2,550
5.10% on this balance
$2,800
5.60% on this balance

Great Southern Bank Goal Saver pays $250 more a year on $50,000 than Great Southern Bank Future Saver.

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Where they differThe rate (5.10% against 5.60%), the conditions on the bonus, how much of a balance the top rate covers and who can open it.

The same on bothNo minimum balance.

Great Southern BankFuture Saver
Great Southern BankGoal Saver
Interest a year without meeting the conditions
on $50,000
$50
at the base rate
$250
at the base rate
+$200 · More without meeting the conditions
Total rate
base plus bonus
5.10%
5.60%
+0.50 · Higher total rate
Base rate
paid whatever you do
0.10%
0.50%
+0.40 · Higher base rate
Bonus rate
5.00%
with the conditions met
5.10%
with the conditions met
+0.10 · Higher bonus rate
Top rate paid up to
$500k
+$450k · Covers more of a balance
$50k
What the bonus asks each month
  1. A balance at least $250 higher than it started
  1. A deposit of at least $500
  2. 5 card purchases
Who can open it
Anyone 18 or over
18 to 24 year olds
Rank by total rate
53rd of 117
among accounts open to adults
10th of 117
among accounts open to adults
Last rate change
27 Oct 2026
up 0.25
27 Oct 2026
up 0.25

Rates over time

Each account's total rate, a cell a week. A move shows as ▲ or ▼ in the week it happened.

Great Southern Bank Future Saver
Go to siteMore about this account
Great Southern Bank Goal Saver
Go to siteMore about this account

As of 2 November 2026, Great Southern Bank Future Saver pays 5.10% with its monthly conditions met, and Great Southern Bank Goal Saver pays 5.60% with its monthly conditions met. On $50,000, that's $2,550 against $2,800 a year, $250 more from Great Southern Bank Goal Saver. Figures are the banks' published rates, worked out on the balance above. Each row says which figure is higher; it doesn't say which account suits you.

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Other comparisons

A savings account against a term depositWhat each pays over the same term on your balance