Savings · Side by side

Virgin Money Boost Saver vs Virgin Money Grow Saver

vs
Both are open to anyone 14 or over.
Interest a year on $50,000, with the conditions met
$2,650
5.30% on this balance
$1,525
3.05% on this balance

Virgin Money Boost Saver pays $1,125 more a year on $50,000 than Virgin Money Grow Saver.

Drag to try another balance

Where they differThe rate (5.30% against 3.05%), the conditions on the bonus and how much of a balance the top rate covers.

The same on both$25 a year without meeting the conditions, a 0.05% base rate, open to anyone 14 or over and no minimum balance.

Virgin MoneyVirgin Money Boost Saver
Virgin MoneyVirgin Money Grow Saver
Total rate
base plus bonus
5.30%
+2.25 · Higher total rate
3.05%
Bonus rate
5.25%
with the conditions met
+2.25 · Higher bonus rate
3.00%
with the conditions met
Top rate paid up to
$250k
No cap
Covers all of it · Covers more of a balance
What the bonus asks each month
  1. A deposit of at least $1,000
  2. 5 card purchases
  1. A deposit
  2. At most 1 withdrawal
Rank by total rate
38th of 117
among accounts open to adults
98th of 117
among accounts open to adults
Last rate change
23 Oct 2026
up 1.30
No change
since 24 Sep 2026

Rates over time

Each account's total rate, a cell a week. A move shows as ▲ or ▼ in the week it happened.

Virgin Money Boost Saver
Go to siteMore about this account
Virgin Money Grow Saver
Go to siteMore about this account

As of 2 November 2026, Virgin Money Boost Saver pays 5.30% with its monthly conditions met, and Virgin Money Grow Saver pays 3.05% with its monthly conditions met. On $50,000, that's $2,650 against $1,525 a year, $1,125 more from Virgin Money Boost Saver. Figures are the banks' published rates, worked out on the balance above. Each row says which figure is higher; it doesn't say which account suits you.

Compare all 151 accounts

Other comparisons

A savings account against a term depositWhat each pays over the same term on your balance