Virgin Money Boost Saver with Lock Saver vs Virgin Money Grow Saver
Virgin Money Boost Saver with Lock Saver pays $1,375 more a year on $50,000 than Virgin Money Grow Saver.
Where they differThe rate (5.80% against 3.05%), the conditions on the bonus, how much of a balance the top rate covers and who can open it.
The same on both$25 a year without meeting the conditions, a 0.05% base rate and no minimum balance.
- A deposit of at least $1,000
- 5 card purchases
- A 32-day lock
- A deposit
- At most 1 withdrawal
Rates over time
Each account's total rate, a cell a week. A move shows as ▲ or ▼ in the week it happened.
As of 2 November 2026, Virgin Money Boost Saver with Lock Saver pays 5.80% with its monthly conditions met, and Virgin Money Grow Saver pays 3.05% with its monthly conditions met. On $50,000, that's $2,900 against $1,525 a year, $1,375 more from Virgin Money Boost Saver with Lock Saver. Figures are the banks' published rates, worked out on the balance above. Each row says which figure is higher; it doesn't say which account suits you.