🏦
Bank Australia · Term deposit · 1 term
LiveMonthly Term Deposit 36 months
The Bank Australia Monthly Term Deposit 36 months pays up to 4.90% p.a. as of 18 September 2026, over a 36-month term, 49th of 345 36-month deposits tracked by BankMate. Interest is paid monthly, from a $500 deposit. Its rates last changed on 9 July 2026.
4.90%p.a. · 3 years
interest monthly; from $500
Rates over time
Best rate per term- 3 years
- RBA cash rate
- Market average · 12-month deposits
Changes
1 change since 12 May 2026- Monthly Term Deposit 36 months · 2 terms cut 0.10−0.10
- 36-month 5.00 → 4.90
- 36-month 5.00 → 4.90
Rates by term
Ranked within each term- 3 years
- 4.90% · #49 of 345 36-month deposits
Deposit
- Minimum deposit
- $500
- Maximum deposit
- $1,000,000
Interest
- Paid
- Monthly
- Compounding
- monthly
Early withdrawal
- Before maturity
- Allowed · Monthly income term deposit redemptions prior to the expiry of the agreed term will be approved with 31 days' notice. During the notice period, no interest will be earned on the portion of the term deposit being withdrawn and a Term Deposit early withdrawal admin fee may apply.
About this product
The fixed term deposit making a positive difference to more than just your bank balance.