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Bank profile · Term deposits
LiveBank Australia term deposits
Bank Australia also offers savings accounts, credit cards, home loans and personal loans · Provider overview →
As of 18 September 2026, Bank Australia has 12 term deposit products tracked by BankMate, over seven terms from 3 months to 3 years. Its highest rate is 5.50% p.a. on the Term Deposit 12 months for 1 year, 1st of 590 12-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 16 September 2026.
- Best rate
- 5.50%
- 1 year · Term Deposit 12 months
- Market rank
- #1
- of 590 12-month deposits
- Terms
- 7
- 12 products
- Last change
- 16 Sept 2026
- 27 changes on record
Rates over time
Best 12-month rate per product- RBA cash rate
- Market average · 12-month deposits
- Term Deposit 12 months
- Monthly Term Deposit 12 months
- Term Deposit 6 months (6 mo)
- Monthly Term Deposit 6 months (6 mo)
- Term Deposit 9 months (9 mo)
- Term Deposit 3 months (3 mo)
- Monthly Term Deposit 24 months (2 yr)
- Monthly Term Deposit 36 months (3 yr)
- Term Deposit 36 months (3 yr)
- Term Deposit 24 months (2 yr)
- Term Deposit 18 months (18 mo)
- Monthly Term Deposit 18 months (18 mo)
What changed
27 changes since 9 Apr 2026- +0.10
- +0.10
- +0.05
- +0.05
- +0.10
- +0.10
Show 21 earlier changes
- +0.10
- +0.10
- −0.05
- −0.05
- +0.05
- −0.10
- −0.10
- −0.10
- −0.10
- −0.05
- −0.05
- +0.10
- +0.10
- Monthly Term Deposit 6 months · 2 terms up 0.0514 days after the RBA rise to 4.35%+0.05
- Term Deposit 6 months · 2 terms up 0.0514 days after the RBA rise to 4.35%+0.05
- Term Deposit 3 months · 2 terms up 0.2014 days after the RBA rise to 4.35%+0.20
- −0.10
- −0.10
- Term Deposit 12 months · 2 terms up 0.1042 days after the RBA rise to 4.10%+0.10
- Term Deposit 9 months · 2 terms up 0.1042 days after the RBA rise to 4.10%+0.10
- Monthly Term Deposit 12 months · 2 terms up 0.1042 days after the RBA rise to 4.10%+0.10
Term deposits
Best rate per product, by term · ranked within each term- 5.50%#1 of 590
1 year
- 1 year
- 5.50% · #1 of 590
- Minimum deposit
- $500
- Maximum deposit
- $1,000,000
- Interest paid
- Annually
- Early withdrawal
- Allowed · Early Withdrawal: If you want to withdraw your TD prior to maturity, you are required to provide 31 days' prior notice. You may incur an interest adjustment and a Term Deposit early withdrawal admin fee.
- 5.40%#12 of 590
1 year
- 1 year
- 5.40% · #12 of 590
- Minimum deposit
- $500
- Maximum deposit
- $1,000,000
- Interest paid
- Monthly
- Early withdrawal
- Allowed · Monthly income term deposit redemptions prior to the expiry of the agreed term will be approved with 31 days' notice. During the notice period, no interest will be earned on the portion of the term deposit being withdrawn and a Term Deposit early withdrawal admin fee may apply.
- 5.30%#7 of 547
6 months
- 6 months
- 5.30% · #7 of 547
- Minimum deposit
- $500
- Maximum deposit
- $1,000,000
- Interest paid
- Annually
- Early withdrawal
- Allowed · Early Withdrawal: If you want to withdraw your TD prior to maturity, you are required to provide 31 days' prior notice. You may incur an interest adjustment and a Term Deposit early withdrawal admin fee.
- 5.20%#13 of 547
6 months
- 6 months
- 5.20% · #13 of 547
- Minimum deposit
- $500
- Maximum deposit
- $1,000,000
- Interest paid
- Monthly
- Early withdrawal
- Allowed · Monthly income term deposit redemptions prior to the expiry of the agreed term will be approved with 31 days' notice. During the notice period, no interest will be earned on the portion of the term deposit being withdrawn and a Term Deposit early withdrawal admin fee may apply.
- 5.10%#49 of 500
9 months
- 9 months
- 5.10% · #49 of 500
- Minimum deposit
- $500
- Maximum deposit
- $1,000,000
- Interest paid
- Annually
- Early withdrawal
- Allowed · Early Withdrawal: If you want to withdraw your TD prior to maturity, you are required to provide 31 days' prior notice. You may incur an interest adjustment and a Term Deposit early withdrawal admin fee.
- 5.05%#6 of 369
3 months
- 3 months
- 5.05% · #6 of 369
- Minimum deposit
- $500
- Maximum deposit
- $1,000,000
- Interest paid
- Quarterly
- Early withdrawal
- Allowed · Early Withdrawal: If you want to withdraw your TD prior to maturity, you are required to provide 31 days' prior notice. You may incur an interest adjustment and a Term Deposit early withdrawal admin fee.
- 5.00%#65 of 394
2 years
- 2 years
- 5.00% · #65 of 394
- Minimum deposit
- $500
- Maximum deposit
- $1,000,000
- Interest paid
- Monthly
- Early withdrawal
- Allowed · Monthly income term deposit redemptions prior to the expiry of the agreed term will be approved with 31 days' notice. During the notice period, no interest will be earned on the portion of the term deposit being withdrawn and a Term Deposit early withdrawal admin fee may apply.
- 4.90%#49 of 345
3 years
- 3 years
- 4.90% · #49 of 345
- Minimum deposit
- $500
- Maximum deposit
- $1,000,000
- Interest paid
- Monthly
- Early withdrawal
- Allowed · Monthly income term deposit redemptions prior to the expiry of the agreed term will be approved with 31 days' notice. During the notice period, no interest will be earned on the portion of the term deposit being withdrawn and a Term Deposit early withdrawal admin fee may apply.
- 4.90%#49 of 345
3 years
- 3 years
- 4.90% · #49 of 345
- Minimum deposit
- $500
- Maximum deposit
- $3,000,000
- Interest paid
- At maturity
- Early withdrawal
- Allowed · Early Withdrawal: If you want to withdraw your TD prior to maturity, you are required to provide 31 days' prior notice. You may incur a repayment adjustment.
- 4.80%#133 of 394
2 years
- 2 years
- 4.80% · #133 of 394
- Minimum deposit
- $500
- Maximum deposit
- $1,000,000
- Interest paid
- At maturity
- Early withdrawal
- Allowed · Early Withdrawal: If you want to withdraw your TD prior to maturity, you are required to provide 31 days' prior notice. You may incur an interest adjustment and a Term Deposit early withdrawal admin fee.
- 3.55%#100 of 122
18 months
- 18 months
- 3.55% · #100 of 122
- Minimum deposit
- $500
- Maximum deposit
- $1,000,000
- Interest paid
- At maturity
- Early withdrawal
- Allowed · Early Withdrawal: If you want to withdraw your TD prior to maturity, you are required to provide 31 days' prior notice. You may incur an interest adjustment and a Term Deposit early withdrawal admin fee.
- 3.45%#114 of 122
18 months
- 18 months
- 3.45% · #114 of 122
- Minimum deposit
- $500
- Maximum deposit
- $1,000,000
- Interest paid
- Monthly
- Early withdrawal
- Allowed · Monthly income term deposit redemptions prior to the expiry of the agreed term will be approved with 31 days' notice. During the notice period, no interest will be earned on the portion of the term deposit being withdrawn and a Term Deposit early withdrawal admin fee may apply.
Rank compares deposits within the same headline term, as the Term deposit report does. Compare all term deposits
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