Bank Australia term deposits
2 term deposits with 10 options: six terms from 3 months to 3 years, interest paid at maturity, monthly or annually. Highest rate per product, by term · ranked within each term.
- Term DepositFrom $500 · 6 terms5.10%
- Impact Term Deposit 6 monthsFrom $500 · 1 term–
The highest rate for each term, paid the way you choose. A dash is a term the deposit doesn't offer that way.
October 20261 change
- 28Wed
- Term Deposit12-month up 0.1028 days after the RBA rise to 4.60%+0.10
12-month, paid at maturity 5.50 5.60 +0.10 12-month, paid monthly 5.40 5.50 +0.10
September 20264 changes
- 23Wed
- Term Deposit2 terms up 0.05 to 0.20+0.05 to +0.20
3-month, paid at maturity 5.05 5.10 +0.05 9-month, paid at maturity 5.10 5.30 +0.20
- 16Wed
- Term Deposit12-month, paid monthly: 5.30 → 5.40+0.10
- 9Wed
- Term Deposit12-month, paid monthly: 5.25 → 5.30+0.05
- 2Wed
- Term Deposit2 terms up 0.10+0.10
6-month, paid at maturity 5.20 5.30 +0.10 12-month, paid monthly 5.15 5.25 +0.10
August 20261 change
- 26Wed
- Term Deposit2 terms moved in both directions−0.05 to +0.05
3-month, paid at maturity 5.00 5.05 +0.05 12-month, paid monthly 5.20 5.15 −0.05
July 20262 changes
- 9Thu
- Term Deposit12-month, paid monthly: 5.30 → 5.20−0.10
- 1Wed
- Term Deposit12-month, paid monthly: 5.35 → 5.30−0.05
Rank compares deposits within the same headline term, as the Term deposit report does. Compare term deposits
Notes on Bank Australia term deposits
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As of 1 November 2026, Bank Australia has two term deposit products tracked by BankMate, over six terms from 3 months to 3 years. Its highest rate is 5.60% p.a. on the Term Deposit for 1 year, 1st of 401 12-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 28 October 2026. From the provider's Consumer Data Right feed, refreshed nightly.