Lender profile · Home loans
LiveBank Australia home loans
Bank Australia also offers savings accounts, credit cards, term deposits and personal loans · Provider overview →
As of 18 September 2026, Bank Australia has 17 home loan products in 131 variants tracked by BankMate. Its lowest comparison rate for an owner-occupier paying principal and interest on a variable loan is 6.14% (Basic Home Loan), ranking 12th of 107 variable owner-occupier P&I loans and sitting 0.62 points below the market average of 6.76%.
- Lowest comparison rate
- 6.14%
- Basic Home Loan
- Market rank
- #12
- of 107 variable owner-occupier P&I loans
- Products
- 17
- 131 variants
- Last change
- —
- None recorded yet
Rates over time
Comparison rate of each product's headline variant- RBA cash rate
- Market average
- Basic Home Loan
- Basic Home Loan Fixed
- Clean Energy Home Loan
- Clean Energy Investment Loan
- Clean Energy Home Loan Fixed
- Basic Investment Loan
- Offset Home Loan Fixed
- Basic Investment Loan Fixed
- Offset Home Loan
- Basic Investment Loan Fixed IO
- Clean Energy Investment Fixed
- Offset Investment Loan
- Offset Investment Loan Fixed
- Basic Investment Loan IO
- Offset Investment Loan Fixed IO
- Offset Investment Loan IO
- Bridging Loan
What changed
No changes recorded for Bank Australia's home loans since tracking began on 12 September 2026.
Home loans
Headline variant: owner-occupier · P&I · ≤80% LVR · comparison rateVariable · 9
Variable · P&I · Owner-occupier · 70–80% LVR · redraw · no ongoing fee · 5 variants
6.14%#12 of 107comparison · 6.14% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $275
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
Variable · P&I · Owner-occupier · ≤90% LVR · offset account · redraw
6.21%#21 of 107comparison · 5.88% advertised
- Application fee
- None
- Ongoing fee
- $17 a month
- Discharge fee
- $275
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
Variable · P&I · Investor · ≤90% LVR · offset account · redraw
6.34%#8 of 81comparison · 6.04% advertised
- Application fee
- None
- Ongoing fee
- $17 a month
- Discharge fee
- $275
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
Variable · P&I · Investor · 60–70% LVR · redraw · no ongoing fee · 4 variants
6.34%#8 of 81comparison · 6.34% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $275
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
Variable · P&I · Owner-occupier · 70–80% LVR · offset account · redraw · 5 variants
6.37%#44 of 107comparison · 6.18% advertised
- Application fee
- None
- Ongoing fee
- $17 a month
- Discharge fee
- $275
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
Variable · P&I · Investor · ≤60% LVR · offset account · redraw · 4 variants
6.43%#19 of 81comparison · 6.24% advertised
- Application fee
- None
- Ongoing fee
- $17 a month
- Discharge fee
- $275
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
Variable · Interest Only · Investor · 70–80% LVR · no ongoing fee · 4 variants
6.45%#11 of 80comparison · 6.59% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $275
- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
Variable · Interest Only · Investor · ≤60% LVR · offset account · 4 variants
6.52%#16 of 80comparison · 6.49% advertised
- Application fee
- None
- Ongoing fee
- $17 a month
- Discharge fee
- $275
- Offset account
- Yes
- Redraw
- No
- Extra repayments
- Yes
Variable · P&I · ≤75% LVR · no ongoing fee
8.15%#1 of 1comparison · 8.10% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $275
- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
Fixed · 8
1yr Fixed · P&I · Owner-occupier · 70–80% LVR · no ongoing fee · 20 variants
1y 6.16%2y 6.19%3y 6.24%5y 6.34%6.16%#4 of 49comparison · 6.34% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $275
- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
- 6.34%#8 of 50
comparison · 6.19% advertised
- Application fee
- None
- Ongoing fee
- $17 a month
- Discharge fee
- $275
- Offset account
- Yes
- Redraw
- No
- Extra repayments
- Yes
1yr Fixed · P&I · Owner-occupier · 60–70% LVR · offset account · 20 variants
1y 6.38%2y 6.41%3y 6.46%5y 6.55%6.34%#14 of 49comparison · 6.34% advertised
- Application fee
- None
- Ongoing fee
- $17 a month
- Discharge fee
- $275
- Offset account
- Yes
- Redraw
- No
- Extra repayments
- Yes
1yr Fixed · P&I · Investor · 70–80% LVR · no ongoing fee · 16 variants
6.35%#5 of 43comparison · 6.39% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $275
- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
1yr Fixed · Interest Only · Investor · 70–80% LVR · no ongoing fee · 14 variants
6.37%#5 of 44comparison · 6.64% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $275
- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
3yr Fixed · P&I · Investor · ≤90% LVR · offset account
6.43%#5 of 45comparison · 6.24% advertised
- Application fee
- None
- Ongoing fee
- $17 a month
- Discharge fee
- $275
- Offset account
- Yes
- Redraw
- No
- Extra repayments
- Yes
1yr Fixed · P&I · Investor · ≤60% LVR · offset account · 16 variants
6.44%#5 of 43comparison · 6.39% advertised
- Application fee
- None
- Ongoing fee
- $17 a month
- Discharge fee
- $275
- Offset account
- Yes
- Redraw
- No
- Extra repayments
- Yes
1yr Fixed · Interest Only · Investor · ≤60% LVR · offset account · 14 variants
6.47%#5 of 44comparison · 6.64% advertised
- Application fee
- None
- Ongoing fee
- $17 a month
- Discharge fee
- $275
- Offset account
- Yes
- Redraw
- No
- Extra repayments
- Yes
Investor, interest-only and other LVR-band variants sit behind each product; ranks are within the variant's own cohort. Compare all home loans · Home loan report
Notes on Bank Australia home loans
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