Term deposit · 1 term
Impact Term Deposit 6 months
5.30%p.a. · 6 months
interest at maturity; from $500
10th of 180 6-month deposits
Rates by term and how interest is paid
- At maturity5.30%
- Terms
- 6 months
- Minimum deposit
- $500
- Maximum deposit
- $3,000,000
- To break it early
- 31 days' notice
- 6 months
- 5.30% · #10 of 180 6-month deposits
- Minimum deposit
- $500
- Maximum deposit
- $3,000,000
- Paid
- At maturity
- Compounding
- daily
- Notice
- 31 days' notice
- Before maturity
- Any request for withdrawal of funds from the term deposit prior to its maturity will be subject to 31 days' notice. … an early release prepayment adjustment to the interest rate will apply and a Term Deposit early withdrawal admin fee may apply. … Percentage of term elapsed / Adjustment to be applied as a % of your interest rate: 0% to less than 20% 90%; 20% to less than 40% 80%; 40% to less than 60% 60%; 60% to less than 80% 40%; 80% to less than 100% 20%
- Read from
- Bank Australia's own site, 28 October 2026
- 6 months
- RBA cash rate
- Market average · 12-month deposits
No changes recorded for this product since tracking began on 25 September 2026.
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Also from Bank Australia: Term Deposit 5.60% p.a. · 1 yr
The Bank Australia Impact Term Deposit 6 months pays up to 5.30% p.a. as of 1 November 2026, over a 6-month term, 10th of 180 6-month deposits tracked by BankMate. Interest is paid at maturity, from a $500 deposit. From the provider's Consumer Data Right feed, refreshed nightly.